USDA VS FHA in Enfield, Hartford County, CT

In 2025, the maximum USDA loan limit in Enfield, found within Hartford county, CT, is $336,500, whereas for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining the income, credit score, reserves, and documents necessary for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you select which program in Alabama best fits your financial scenario.

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2025 Loan Guidelines and Down Payment Requirements in Enfield, Hartford, CT

Loan Type Loan Cap Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Solutions in Enfield, CT

Lendersa® is committed to quickly finding you the best USDA or FHA loan with minimal complexity. Choose from these three starting points to connect with matching lenders and available USDA loan programs:

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Understanding the USDA Loan in CT

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. It's only available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Adelo Mortgage
  • 904 West Ave, Suite 150, Austin, TX, 78701
  • Adelo Mortgage is a boutique firm specializing in residential mortgage financing. The ethos of Adelo is to deliver a personal service that produces tailor-made mortgage solutions through a client centric approach that infuses a high level of efficiency with flexibility. The company belief is that all their clients should have the best available.
  • Windsor Loans, Inc.
  • 1411 West Avenue, Suite 200, Austin, TX, 78701
  • At Windsor Loans, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Orchard Home Loans, LLC
  • 1400 Lavaca Street, Suite 09-102, Austin, TX, 78701
  • Orchard Home Loans We built the type of mortgage company we’d want to use ourselves One that gives you multiple competitive rate options and helps you understand all the steps and costs involved. No excess paperwork. No bots. No banker lingo. Just a clear and simple way to finance your home and get all your questions answered along the way.
  • Austin Federal Credit Union
  • 1900 Woodward Street, Austin, TX, 78741
  • We are committed to providing superior, cost effective financial services responsive to the evolving needs of our membership.Our vision is to be your neighborhood credit union, helping to build better financial lives for you & family.Organized in 1967 to meet the financial needs of the employees of the Veterans Administration Data Processing Center
  • Vista Lending
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  • At Vista Lending we take great care in providing you with financing solutions that fit your current needs and long-term goals. No two home owners are alike and we strive to educate you through financing options while providing a concierge level of service. You can expect that level of service to carry on after your closing.
  • Texas Mortgage Source LLC
  • 1300 West Lynn St, Suite 214, Austin, TX, 78703
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  • Mortgage Pros Inc
  • 6500 River Place Blvd, Suite 250 Bldg 7, Austin, TX, 78730
  • Mortgage Pros is a Texas based, award winning mortgage company committed to excellent strategies and an extraordinary mortgage experience. Mortgage lending is all we do, all day, every day, and we do it best by consistently exceeding our customers’ expectations with integrity, authenticity, superior customer satisfaction
  • Wiser Lending
  • 6500 Riverplace Blvd, Building 7, Suite 250, Austin, TX, 78730
  • Wiser Lending is to provide our clients with a mortgage experience that provides the best rates, lowest costs and customer service that is second to none.We will strive to educate each of our clients to empower them to make a sound financial decision.We will maintain our focus on their individual needs to ensure that when their loan closes.
  • First State Bank of Newcastle
  • 24 N. Sumner, Newcastle, WY, 82701
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  • BN Federal Credit Union
  • 509 North Merrill Avenue, Suite A, Glendive, MT, 59330
  • The Credit Union is a member-owned financial organization providing the most accessible and competitive financial services to meet the needs of our members, while maintaining long-term stability and growth BN Federal Credit Union's charter of membership includes all employees of: Action For Eastern Montana Albertson Food and Drug and more