USDA VS FHA in Enfield, Hartford County, CT

In 2026, the maximum USDA loan limit in Enfield, found within Hartford county, CT, is $336,500, whereas for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining the income, credit score, reserves, and documents necessary for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you select which program in Alabama best fits your financial scenario.

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2026 Loan Guidelines and Down Payment Requirements in Enfield, Hartford, CT

Loan Type Loan Cap Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Solutions in Enfield, CT

Lendersa® is committed to quickly finding you the best USDA or FHA loan with minimal complexity. Choose from these three starting points to connect with matching lenders and available USDA loan programs:

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Understanding the USDA Loan in CT

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. It's only available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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