USDA Vs. FHA Pro and Con comparison in Sherwood-Manor, Hartford County, CT

As of 2025, the USDA loan cap in Sherwood-Manor, located in Hartford, CT, is $310,000. For a single-family home, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA vs FHA rates, determining the required income, credit, reserves, and documents for qualification. With our sophisticated mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, aiding in the selection of the best program for your financial situation in .

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Loan Caps and Downpayment Requirements for 2025 in Sherwood-Manor, Hartford, CT

Loan Type Loan Limit Down payment
USDA $310,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Sherwood-Manor, CT

The goal of Lendersa® is to swiftly secure the ideal USDA or FHA loan without hassle. Choose from three starting points that match you with suitable lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Explaining USDA Loans in CT

A USDA home loan, backed by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage and is specifically targeted at rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans involve no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Our company is based on the belief that our customers’ needs and those of their family are of the utmost importance. Our entire team is committed to meeting those needs. As a result, over 80 percent of our business is from repeat customers and referrals. We value our Past Clients, Realtor, Builder and Financial Planner relationships.
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