USDA and FHA Pro and Con in Jewett-City, New London County, CT

In the year 2026, the USDA loan limit for Jewett-City, New London, CT, is set at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare current USDA versus FHA top rates, determining the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option for your specific financial situation in .

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Loan Limits and Downpayment Details for 2026 in Jewett-City, New London, CT

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Jewett-City, CT

The aim of Lendersa® is to provide the best possible USDA or FHA loan quickly and without hassle. Start with one of three options that will match you with the right lenders and USDA loan programs.

Overview of Lendersa USDA loan request and results

Understanding USDA Loans in CT

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan offered by the Department of Agriculture and intended solely for rural areas. Unlike FHA loans that require a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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