USDA Vs. FHA Pro and Con comparison in Norwich, New London County, CT

In 2026, the USDA loan limit in Norwich, within New London county of CT, is $336,500. Conversely, the FHA loan cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the leading USDA vs FHA rates today and determine the necessary income, credit, reserves, and documentation for qualification. With our comprehensive mortgage calculator, examine USDA, FHA, Conforming, and VA loans side by side to choose the most suitable option for your financial needs, especially in areas like .

View loan options from 100 lenders

2026 Loan Limits and Down Payment Needs in Norwich, New London County, CT

Loan Type Loan Cap Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Choices in Norwich, CT

Lendersa® is committed to offering you the best USDA or FHA loan efficiently and effortlessly. Opt for one of three pathways leading to matched lenders and USDA loan options.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in CT

The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is reserved for rural regions. Unlike FHA loans with a minimum 3.5% down payment requirement, the USDA approach requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • RealFi Home Funding Corp
  • 707 Westchester Avenue, Suite 305, White Plains, NY, 10604
  • We are redefining the mortgage process from the ground up by combining an innovative approach with an experienced management team. We combine state-of-the-art technology with in-house expertise creating a seamless, transparent process that transforms mortgage lending from beginning to end.
  • ABS Based Solution
  • 1133 Westchester Avenue, West Harrison, NY, 10604
  • Asset Based Solution (ABS), LLC focuses on real estate and asset-based lending. We are the leading Hard Money Lender in New York & Florida, also lending in Connecticut, Maryland, New Jersey, and Pennsylvania. Our mission is to empower real estate investors, beginners or experienced, to seize opportunities they cannot finance themselves. We under
  • Esquire Bank, National Association
  • 100 Jericho Quadrangle, Suite 100, Jericho, NY, 11753
  • At Esquire Bank, we redefine relationship banking with a high-tech, high-touch approach to every client. Whether it’s how we meet the unique banking needs of law firms, customize reliable payment solutions for merchants, finance your commercial real estate success, or bank your business or you personally, we have the expertise and drive to deliver.
  • Hartford Funding Ltd
  • 400 Jericho Turnpike, Suite 322, Jericho, NY, 11753
  • Hartford Funding Ltd. is a DIRECT LENDER. It’s simple – we approve your mortgage. No middle man. No extra fees. No hidden costs. No confusion. Hartford Funding has always been a champion of honesty and integrity, we believe the more you know, the more you’ll appreciate the services we provide.
  • Pride Rock Mortgage LLC
  • 31 Lowell Rd, Windham, NH, 03087
  • Pride Rock Mortgage, LLC. offers a wide variety of mortgage products to meet the needs of every income level, credit situation and home type in both Massachusetts and New Hampshire. Unlike many brokers, Pride Rock Mortgage, LLC. takes the time to work with you personally to assist you in choosing the mortgage program that best fits
  • SMB Compass
  • 411 Theodore Fremd Ave, Rye, NY, 10580
  • SMB Compass is a bespoke business financing company focused on providing financing and education to small businesses across the United States. As banks continue to make it difficult for small businesses to borrow money, we continue to provide cost effective and flexible colutions
  • NY TEAM Federal Credit Union
  • 65 Broadway, Hicksville, NY, 11801
  • NY TEAM Federal Credit Union is a full-service, federally insured credit union. With 3 conveniently located offices, we provide a variety of financial services, and we’ve been doing it since 1969! Created by rail road employees for rail road employees and their families. If you are not currently a member, you may want to browse our site
  • USN MORTGAGE INC
  • 245 S BROADWAY, Hicksville, NY, 11801
  • We are a Mortgage Brokerage Firm doing buisness in NY, NJ, FL & CT. Sean Basit, Founder & CEO has over 20 years experience in Real Esate & Mortgages.USN Mortgage Inc offers various types of loan programs through many approved lenders such as but not limited to FHA,VA, Reverse Mortgages,Conventional Loans,High Balnce Loans, Jumbo & Super Jumbo Loans
  • First Central Savings Bank
  • 70 Glen Street, Glen Cove, NY, 11542
  • First Central Savings Bank has grown from a simple concept to what we are today: a vibrant, thriving, all-inclusive community bank that hasn’t wavered from its original aim of friendly, personalized service. We are committed to enriching our communities, driving local economic growth, and cultivating lasting relationships.
  • MoutainOne Bank
  • 93 Main Street, North Adams, MA, 01247
  • MountainOne is dedicated to the local communities we serve, with a mission of delivering solutions of real value that help individuals, businesses, and community institutions manage their financial lives with clarity & confidence. Founded in 1848, MountainOne Bank provides a complete array of personal and business banking and electronic services.