USDA and FHA Pro and Con in Simsbury, Hartford County, CT
During 2026, the USDA loan limit for Simsbury, within Hartford County in CT, is established at $336,500. Meanwhile, for a single-family home, the FHA loan limit is $472,030.
Utilize the Lendersa® USDA loan calculator to explore and contrast today’s best USDA versus FHA rates. Determine the required income, credit score, reserves, and documentation to qualify. Our innovative mortgage calculator enables you to simultaneously view USDA, FHA, Conforming, and VA loan options, aiding in the selection of the best program suitable for your financial needs in .
2026 Loan Limits & Down Payment Requirements in Simsbury, Hartford, CT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Simsbury, CT
The primary aim of Lendersa® is to secure you the most suitable USDA or FHA loan efficiently and without stress. Choose from one of three starting points to match with lenders and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA loans require no down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
MassHome Mortgage LLC is a mortgage broker who has been helping customers in Massachusetts since 1999 to obtain residential
and commercial loans with variety of programs from different mortgage lenders. Our main goal is to provide the best service to our
customers and help them to find the right loan with the best rates, terms and costs to
Wallace Capital is a private real estate finance company that provides immediate short-term bridge loans and joint venture equity to real estate investors, developers and builders. A private finance company, Wallace Capital has invested approximately $500 million in about 500 transactions since 2000.
Flatiron Realty Capital was founded in 2018 as a privately funded real estate portfolio lender that offers alternative sources of financing to real estate developers and investors. Specializing in bridge loans, construction/rehabilitation financing, and 30-year rental investment products, Flatiron provides holistic solutions to satisfy the short-te
Grasshopper began operations in 2019 and is a client-first digital bank serving small businesses, startups, and the investors supporting them across the innovation economy. Our digital solutions cover small business, venture-backed companies, fintech-focused Banking-as-a-Service (BaaS) and commercial API banking platforms
StackSource is a tech-enabled commercial real estate loan platform. We connect investors who are developing or acquiring commercial properties with financing options like banks, insurance companies, and private lenders through an easy, transparent process. We’re taking the best of commercial mortgage brokerage and updating it for the 21st century.
Provident Loan was authorized by the State Legislature on April 13, 1894, and opened its doors five weeks later. Then as now, new immigrants and those without the means to establish a traditional banking relationship had few options for obtaining short term credit; many fell victim to predatory loan sharks.
Fund That Flip provides fast, convenient, affordable capital for experienced real estate investors that buy and rehabilitate residential properties. To date, we've done hundreds of deals through our simple, transparent online application process with 24-hour turnaround time for funding commitments.
