USDA Vs. FHA Pro and Con comparison in Simsbury, Hartford County, CT

During 2025, the USDA loan limit for Simsbury, within Hartford County in CT, is established at $336,500. Meanwhile, for a single-family home, the FHA loan limit is $472,030.

Utilize the Lendersa® USDA loan calculator to explore and contrast today’s best USDA versus FHA rates. Determine the required income, credit score, reserves, and documentation to qualify. Our innovative mortgage calculator enables you to simultaneously view USDA, FHA, Conforming, and VA loan options, aiding in the selection of the best program suitable for your financial needs in .

Compare loan offers from 100 lenders

2025 Loan Limits & Down Payment Requirements in Simsbury, Hartford, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Simsbury, CT

The primary aim of Lendersa® is to secure you the most suitable USDA or FHA loan efficiently and without stress. Choose from one of three starting points to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

The USDA home loan, backed by the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • E-Mortgage Bankers Inc
  • 10300 Sunset Drive, Suite 161, Miami, FL, 33173
  • E-Mortgage Bankers is a Florida Licensed Mortgage Brokerage Business. We offer many source of financing. giving our clients the best options available. This also gives our Loan Officers the leverage to compete against anyone and everyone in the industry. Our objective is to keep growing with a huge emphasis on technology.
  • AIM Mortgage LLC
  • 9415 Sunset Drive, Suite 157, Miami, FL, 33173
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Home Mortgage Center Corp
  • 9360 Southwest 72nd Street, Suite 225, Miami, FL, 33173
  • Welcome to Home Mortgage Center; we're here to help with services such as Reverse Mortgages & Private Loans. We offer solutions for your needs on an appointment only basis to provide a personalized approach! We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools,
  • Mortgage Credit of America Inc
  • 10281 Sunset Drive, Suite 102, Miami, FL, 33173
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • SFMI Lending Capital Inc
  • 7550 Southwest 96th Court, Suite 1, Miami, FL, 33173
  • At SFMI Lending Capital Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • DRG Capital Inc
  • 9240 Sunset Drive, Suite 236, Miami, FL, 33173
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Blanket Mortgage Services Inc
  • 7385 Sw 87 Ave, Suite 100, Miami, FL, 33173
  • Blanket Mortgage is committed to helping our clients find the right mortgage product. We understand that every borrower is different, and we offer a variety of programs to meet their individual goals. We make the process of securing a mortgage simple and straightforward by offering the latest in financial tools that enable customers.
  • Benworth Capital
  • 7000 SW 97th Avenue, Miami, FL, 33173
  • Benworth Capital was established to meet borrowers’ needs for fair and flexible, alternative and traditional lending sources when institutional bank financing is not appropriate or available. Benworth Capital is South Florida’s top private provider of alternative short-term, first-position residential and commercial mortgages.