USDA Vs. FHA Pro and Con comparison in Collinsville, Hartford County, CT
In the year 2026, the USDA loan ceiling for Collinsville, located in Hartford county of CT, is $336,500, whereas the FHA limit for a single-family home is pegged at $472,030.
Make use of the Lendersa® USDA loan calculator to compare the most favorable rates between USDA and FHA as of today, enabling you to determine the income, credit, reserves, and documentation required for eligibility. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, helping you choose the best fit for your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Collinsville, County of Hartford, CT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Collinsville, CT
Lendersa® is dedicated to securing the best USDA or FHA loan for you swiftly and smoothly. Choose one of three starting pathways to connect with the right lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, applicable only in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans need no down payment.
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