USDA Vs. FHA Pro and Con comparison in South-Windsor, Hartford County, CT

In the year 2025, the USDA loan cap in South-Windsor, located within Hartford county in CT, stands at $310,000. On the other hand, the FHA loan maximum for a single-family home is $356,362.

Utilize Lendersa® USDA loan calculator to assess and compare the most favorable current USDA and FHA rates. Discover the specific income requirements, necessary credit score, reserve needs, and documentation prerequisites to qualify. Our sophisticated mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding your choice of the best program in tailored to your distinct financial situation.

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Loan Limits and Down Payment Details in South-Windsor, Hartford County, CT for 2025

Loan Category Loan Cap Required Down Payment
USDA $310,000 Zero
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Possibilities in South-Windsor, CT

The mission of Lendersa® is to facilitate the swift and stress-free acquisition of the best available USDA or FHA loan. Choose one of three starting options that efficiently match you with qualified lenders and USDA loan products.

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An Overview of USDA Loans in CT

The USDA home loan, secured by the U.S. Department of Agriculture, is commonly known as a USDA rural development loan or USDA mortgage. It is intended for rural localities and remarkably requires no down payment, contrasting with FHA loans, which usually require a minimum down payment of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 4U Credit Union
  • 1312 Lawrence Street, Gainesville, TX, 76240
  • 4U Credit Union formerly NASCOGA NA (National) S (Supply) CO (Company of) GA (Gainesville) was chartered on May 15, 1956. There were ten charter members who each paid five dollars for a share in the organization. In the beginning, the office of the credit union was in a small corner of the plant itself.
  • Lifetime Federal Credit Union
  • 1001 East Lookout Drive, Richardson, TX, 75082
  • In January of 1949 a small group of Blue Cross and Blue Shield of Texas employees came together to organize a credit union. This group of employees had a vision of providing a safe place to save money and obtain loans at fair rates. In November 2016 we changed our name to Lifetime Federal Credit Union.
  • Loan Java LLC
  • 3130 North Shiloh Road, Garland, TX, 75044
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mortgage Funding Solutions, LLC
  • 1919 S. Shiloh Rd, Suite 518, Garland, TX, 75043
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Not Your Average Lender
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  • Not Your Average Lender is Buying a house is challenging, especially in this market. There are dozens of ways to make your loan more affordable, yet more attractive to sellers. Let us show you how! Our team of professionals is ready to help you succeed. For guidance in selecting the right loan program for your situation
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  • 2040 West Spring Creek Parkway, Suite 135, Plano, TX, 75023
  • Bengal Brokerage Llc was founded in 2010, and is located at 2070 W Spring Creek Pkwy in Plano. At Bengal, we pride ourselves on being your ONE STOP SHOP for all your Real Estate and Mortgage needs. Our services include:Real Estate, Mortgage, Investment, Rentals, Property Management.
  • Crestway Mortgage Group
  • 3948 Legacy Drive, Suite 157, Plano, TX, 75023
  • The Crestway Mortgage Group (CMG) as mortgage loan broker acts as an intermediary behalf of individuals or businesses and lenders. As the market for mortgages have become more competitive the role of the mortgage broker has become more popular and essential for those looking for mortgage loan options.
  • Sure Fund Mortgage
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  • We are Sure Fund Mortgage and we are licensed to provide mortgage services for residential properties in Georgia and Texas. We have a team of mortgage experts to guide you through this major financial decision. We will treat you with the respect due a valued customer and give you the personal service you deserve.
  • Alliance Mortgage Group
  • 2770 Main St, Suite 221, Frisco, TX, 75033
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