USDA and FHA Pro and Con in South-Windsor, Hartford County, CT

In the year 2025, the USDA loan cap in South-Windsor, located within Hartford county in CT, stands at $310,000. On the other hand, the FHA loan maximum for a single-family home is $356,362.

Utilize Lendersa® USDA loan calculator to assess and compare the most favorable current USDA and FHA rates. Discover the specific income requirements, necessary credit score, reserve needs, and documentation prerequisites to qualify. Our sophisticated mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding your choice of the best program in tailored to your distinct financial situation.

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Loan Limits and Down Payment Details in South-Windsor, Hartford County, CT for 2025

Loan Category Loan Cap Required Down Payment
USDA $310,000 Zero
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Possibilities in South-Windsor, CT

The mission of Lendersa® is to facilitate the swift and stress-free acquisition of the best available USDA or FHA loan. Choose one of three starting options that efficiently match you with qualified lenders and USDA loan products.

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An Overview of USDA Loans in CT

The USDA home loan, secured by the U.S. Department of Agriculture, is commonly known as a USDA rural development loan or USDA mortgage. It is intended for rural localities and remarkably requires no down payment, contrasting with FHA loans, which usually require a minimum down payment of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Tucoemas Federal Credit Union
  • 614 S Akers St, Visalia, CA, 93277
  • Tucoemas Federal Credit Union's roots in Tulare County stretch back to 1948 when nine original members pooled their savings to create our credit union. We've grown steadily since and now offer accounts, real estate loans, auto loans, personal loans and more through four California branches in Visalia, Tulare and Porterville.
  • Bank of the Pacific
  • 300 E Market St, Aberdeen, WA, 98520
  • Bank of the Pacific is a full service community Bank based in Aberdeen, WA with additional regional offices in Long Beach and Bellingham. Our Bank is committed to providing professional, convenient and personalized financial services to the individuals and businesses of Grays Harbor, Pacific, Skagit, Wahkiakum and Whatcom counties.
  • First Federal, Yamhill County
  • 350 NE Baker Creek Road, Mcminnville, OR, 97128
  • "When First Federal was founded nearly 100 years ago, we offered a new banking choice for Yamhill County residents. In the years since, we have grown in services and in number of branches, but our commitment to our customers and communities remains our primary focus. “We’re here, in the Yamhill Valley. Our mission is to provide superior banking.
  • Evergreen Home Loans
  • 1006 NE 3rd St, Suite B, McMinnville, OR, 97128
  • Evergreen Home Loans is a premier local mortgage lender. We originate, fund, and service loans for our direct mortgage customers and provide mortgage solutions for our business partners, banks and credit unions. We deliver on time and as promised® while providing a “WOW” experience for our customers and our Evergreen family of associates.
  • Tricoast Lending
  • 3857 Birch Street, Newport Beach, CA, 92660
  • Discover Tricoast Lending: Your Premier Hard Money Partner! Specializing in fast, flexible solutions for both commercial and residential real estate investments, we help investors, developers, and entrepreneurs secure tailored financing. With expertise honed over years, Tricoast Lending understands your needs, ensuring reliable, swift access to fun
  • Pyramid Capital Investments Corp.
  • 4667 MacArthur Blvd, Suite 320, Newport Beach, CA, 92660
  • We have been in Newport Beach across from John Wayne Airport since 1994. We offer hard money loans for commercial and residential properties, purchases, and refi cash-outs to the self-employed. We also provide Traditional, Non-Traditional, and Jumbo Loans. 1-4 Units & No Ratio Loans for Investment Properties. Please call 949-833-8747.
  • Residential First Capital
  • 20151 SW Birch Street, Newport Beach, CA, 92660
  • Residential First Capital is classified as a “one-stop” shop for residential financing. We are a direct lender, offering an extensive pool of private funds to accommodate and finance a wide array of loan requests. Our 38+ years of experience allow us to minimize loan transaction time and maximize the opportunity to obtain financing. We specialize i
  • PrideCo Loans Inc.
  • 1200 Newport Center Dr. Suite 295, Newport Beach, CA, 92660
  • PrideCo was established in 2006 and we began lending in real estate in 2009. We are a CFL licensed private lender and we lend our own money. Since our inception, we have continued to focus on key markets in California, Denver and Nashville including their surrounding areas. We provide a lending platform for seasoned real estate investors.
  • Lending USA inc
  • 1400 Quail St Suite 155, Newport Beach, CA, 92660
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. PRIVATE MONEY LENDING PRIVATE LENDING SERV