In 2026, the USDA loan limit for Manchester, situated in Hartford, CT, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator for a comparison of today's top USDA and FHA rates. It will help you determine the necessary income, credit, reserves, and documentation needed to qualify. This advanced tool displays USDA, FHA, Conforming, and VA loans side by side, enabling you to decide which program in Alabama is most suitable for your financial needs.
Examine loan offers from a selection of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to quickly and effortlessly secure you the best possible USDA or FHA loan. You can choose one of three paths to connect with compatible lenders and discover optimal USDA loan programs.
A USDA home loan is assured by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or mortgage, and is exclusively available in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, a USDA loan requires none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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