USDA Vs. FHA your options comparison in Suffield, Hartford County, CT
In 2025, the USDA loan cap in Suffield, within the county of Hartford, CT, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best current rates of USDA vs. FHA and determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you to decide which program in best matches your financial needs.
2025 Loan Limits and Down Payment Requirements in Suffield, Hartford, CT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Suffield, CT
The mission of Lendersa® is to quickly secure the optimal USDA or FHA loan for you, with ease. Choose one of three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan, a guarantee from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. This loan type contrasts with FHA loans, which require at least a 3.5% down payment, by requiring no down payment.
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