USDA Vs. FHA your options comparison in Suffield, Hartford County, CT

In 2025, the USDA loan cap in Suffield, within the county of Hartford, CT, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best current rates of USDA vs. FHA and determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you to decide which program in best matches your financial needs.

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2025 Loan Limits and Down Payment Requirements in Suffield, Hartford, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Suffield, CT

The mission of Lendersa® is to quickly secure the optimal USDA or FHA loan for you, with ease. Choose one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

The USDA home loan, a guarantee from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. This loan type contrasts with FHA loans, which require at least a 3.5% down payment, by requiring no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Greatland Mortgage Corp.
  • 5150 N 6th St, Suite 175, Fresno, CA, 93710
  • "Greatland Mortgage Corp.’s mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. After receiving your information, Greatland Mortgage Corp. will be able to get a complete look at your financial situation to determine"
  • ZINC Financial
  • 1525 E. Shaw Ave, Fresno, CA, 93710
  • ZINC Financial, Inc. is a leading investment rehab lender. We specialize in private money rehab loans, and we help investors leverage their capital to acquire and rehab properties for investment purposes. We understand that our investors can’t wait for conventional financing and must close their rehab loans quickly.
  • Addison Funding
  • 1022 Olancha Drive, Los Angeles, CA, 90065
  • We, on the other hand, work for you, are approved on a wholesale level with a multitude lenders and have the marketing knowledge that can direct us to that wholesale conduit offering Conventional, FHA, VA, expanded conforming, jumbo or super jumbo financing at the best prevailing rates, but it doesn’t stop there.
  • Inbanet
  • 8141 E 2nd Street, Downey, CA, 90241
  • Fix and Flip for residential properties 90/100 nationwide, 2 points max Bridge Loans are available on all sorts of properties, mainly in California. Run any scenario you have, and we will first try in-house; if not, we can get it done with our consortium of lender networks. We are the deal makers.
  • Fuente Funding Inc
  • 8000 Cypress Lane, Downey, CA, 90241
  • Fuente Funding—your ultimate partner in real estate lending. With over 10 years as a trusted mortgage broker, we offer tailored commercial and residential loans. Our motto? Be resourceful. We equip you with the know-how to make savvy decisions. From deals to debt, we've got you covered. Subscribe for exclusive real estate finance tips. At Fuente Fu
  • Downey Federal Credit Union
  • 8237 3rd St, Downey, CA, 90241
  • At DFCU, typically if accounts are overdrawn, any deposits are automatically applied to cover negative balances. However, we are committed to ensuring you have full access to your CARES Act stimulus funds. Please contact us at (562) 862-8141 if you have questions or need further information on how we can help you.
  • Realty Capital Lending Group, Inc
  • 8132 Firestone Blvd, Suite 824, Downey, CA, 90241
  • Realty Capital Lending Group, Inc. (RCLG) was established with the mission to produce mortgage solutions for their investor clients. We are located in Southern California, with a network of funding power in various states across the nation. We offer loans based on equity from single family homes to commercial structures, including new construction.
  • Nationwide Mortgage and Real Estate Advisors
  • 8043 2nd St, Suite 102, Downey, CA, 90241
  • Lorena Rodriguez - Nationwide Mortgage and Real Estate Advisors is your premier mortgage loan officer located in Downey, California. She prides herself on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the surrounding areas of LA County
  • Jose Guevara, Nueva Real Estate
  • 8141 E 2nd St, Suite 414, Downey, CA, 90241
  • Hometuity is a mega-team at Nueva RE that was founded by a group of inspiring and innovative individuals who wanted to put an emphasis on agency identity and team presence. We provide an array of complimentary services so that our clients can get the most out of their transaction.