USDA VS FHA in Windsor-Locks, Hartford County, CT

For 2026, the USDA loan limit in Windsor-Locks, within Hartford, CT, is set at $310,000, whereas the FHA limit for a single-family dwelling is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today’s top USDA versus FHA rates. Determine the necessary income, credit score, reserves, and documents required for eligibility. With our advanced mortgage calculator, observe USDA, FHA, Conforming, and VA options side by side to choose the most suitable program for your financial context in .

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Loan Limits and Downpayment Requirements for 2026 in Windsor-Locks, Hartford, CT

Loan Type Loan Limit Down Payment
USDA $310,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Windsor-Locks, CT

The goal of Lendersa® is to efficiently connect you with the best possible USDA or FHA loan without hassle. Choose from one of three starting points to match with suitable lenders and USDA loan programs.

Lendersa USDA loan request outcomes

Explaining USDA Loans in CT

A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LOTUS MORTGAGE CORPORATION
  • 1950 Street Rd, Suite 306, Bensalem, PA, 19020
  • Lotus Mortgage Corp, Licensed in Pennsylvania and Texas, is an established business of over 28 years, since 1991. We are extremely dedicated towards helping our clients secure their financial future, hence nearly 95% of our business is from referrals from past clients, business colleagues, as well as established real estate agents.
  • SNFCU
  • 254 South Washington Street, Wilkes Barre, PA, 18701
  • The Saint Nicholas Federal Credit Union is a member of the Northeast Pennsylvania Chapter of Credit Unions. Federal credit unions are regulated by the National Credit Union Administration. A federal examiner audits the operation of each credit union once a year. Saint Nicholas Federal Credit Union has been a Federal credit union since 1938.
  • Luzerne County Federal Credit Union
  • 20 N Pennsylvania Boulevard, Wilkes Barre, PA, 18701
  • Luzerne County Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Luzerne County Federal Credit Union will continue a sound yet progressive asset management strategy.
  • Corner Post Federal Credit Union
  • 566 South Main Street, Wilkes Barre, PA, 18701
  • The Credit Union was established as The Wilkes-Barre Federal Credit Union on March 7, 1936 for employees of the Wilkes-Barre Post Office and other Luzerne County Post Offices. It wasn’t until 1970 that Corner Post FCU opened its first office on a part-time basis. In 1971, we reached a major milestone of our first million dollars in assets.
  • Getz Mortgage, Inc.
  • 480 Pierce Street, Suite 306, Kingston, PA, 18704
  • Getz Mortgage, Inc., based in Kingston, is a Pennsylvania Licensed Mortgage Broker, owned and operated by Jesse Getz. The company focuses on purchase, refinance and new construction mortgages in Northeastern and Central Pennsylvania. With over 25 years of experience in the mortgage lending industry.
  • Navient Corporation
  • PO Box 9000, Wilkes Barre, PA, 18773
  • Navient (Nasdaq: NAVI) is a leader in education loan management and business processing solutions for education, healthcare and government clients at the federal, state and local levels. The company helps its clients and millions of Americans achieve financial success through services and support.
  • Lehigh Valley Educators Credit Union
  • 3720 Hamilton Boulevard, Allentown, PA, 18103
  • Lehigh Valley Educators Credit Union came into existence on January 19, 1934, chartered in the State of Pennsylvania as a State Credit Union. Its purpose was to promote thrift among its members and make a means of credit available for provident and productive purposes. The original field of membership consisted of teachers
  • Allentown Federal Credit Union
  • 1325 Oxford Drive, Allentown, PA, 18103
  • Allentown Federal Credit Union has been open since 1955. The credit union has assets totaling $88.95 Million and provides banking services to more than 6, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state
  • People First Mortgage
  • 2141 Downyflake Lane, Allentown, PA, 18103
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient, personalized atmosphere.
  • Bright Financial Group
  • 1255 S. Cedar Crest Blvd, Suite 1630, Allentown, PA, 18103
  • Bright Financial Group is a Mortgage Brokerage. We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you.