USDA and FHA Pro and Con in Washington, District of Columbia County, DC
In the year 2025, within Washington in District of Columbia county of DC, the USDA loan limit is set to be $0, and for FHA, it is $1,089,300 for a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to contrast current USDA and FHA rates, and ascertain the income, credit, reserves, and documentation that are necessary for eligibility. Our sophisticated mortgage calculator allows you to evaluate USDA alongside FHA, Conforming, and VA options, aiding you in selecting the best program for your unique financial circumstances in .
2025 Loan Limits and Down Payment Details in Washington, District of Columbia County, DC
Type of Loan
Maximum Loan Amount
Initial Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Opportunities in Washington, DC
Lendersa® aims to efficiently connect you with the optimal USDA or FHA loan, minimizing the hassle. Choose from three starting points to find suitable lenders and USDA loan plans.
The USDA mortgage is a government-backed loan by the Department of Agriculture, commonly termed as USDA rural development loan, aimed at properties in rural locales. In contrast to FHA loans that mandate a minimum 3.5% down payment, the USDA loan necessitates no initial payment.
11133 Interstate 45 S, Suite 310, Conroe, TX, 77302
"We are a full-service mortgage brokerage company that is based in Conroe, but serve all of Texas. We’ve been helping customers afford the home of their dreams for many years and we take pride in treating our clients with honesty and integrity.
Mortgage Solutions LP NMLS #1636721..
We offer a full array of loan, deposit and on-line banking products at competitive rates to compliment your entire commercial and/or consumer banking needs. Please contact the banking center nearest you to see the true meaning of what "Community Banking and Service" should be. Our expectation is to make a difference.
Established in 1998, Montgomery Mortgage is a Texas-based mortgage company located in Willis, TX, just north of Houston, Conroe and The Woodlands. Our goal is to simply offer the very best terms accompanied by extraordinary customer service. We maintain an A+ exemplary rating with the Better Business Bureau
8613 Mid Cities Blvd, Suite 300, North Richland Hills, TX, 76182
"Lending Edge Mortgage has built a reputation for excellence through customer service.
Lending Edge Mortgage is a Texas-based mortgage banker established in 2002. We are a dba of AmCap Home Loan NMLS: #129122 located in Houston, Texas.
Our vision is to have the reputation of being “The Lender of Choice” from all our customers"
"A & K Mortgage is a wholesale brokerage dedicated to educating our clients and providing superior service in the home buying process.
As a wholesale broker, we are able to offer buyers options to loan products and unique financing.
We have offer loans FHA, Conventional, USDA, VA, Non-QM, Commercial, Manufactured homes, Condos, etc"
Allied Federal Credit Union is proud to serve the cities of Arlington and Mansfield. Formerly Arlington FCU, we continue to offer the same great services. In 1965 a handful of City of Arlington employees had the foresight and determination to provide a benefit to their co-workers that would assist them in becoming financially secure.
Our Team is professional, with a sense of family putting our customers at ease, while making strategic decisions. Our expertise in knowing the process by the book, allows your confidence in our experience getting proven results. We at Stratford Group are humbled by your allowing us to assist in your guidance towards your vision becoming a reality.
The First National Bank of Fletcher is and has always been locally owned and operated. We offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. We take pride in having served our community since 1901.
