USDA and FHA Pro and Con in Washington, District of Columbia County, DC
In the year 2026, within Washington in District of Columbia county of DC, the USDA loan limit is set to be $0, and for FHA, it is $1,089,300 for a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to contrast current USDA and FHA rates, and ascertain the income, credit, reserves, and documentation that are necessary for eligibility. Our sophisticated mortgage calculator allows you to evaluate USDA alongside FHA, Conforming, and VA options, aiding you in selecting the best program for your unique financial circumstances in .
2026 Loan Limits and Down Payment Details in Washington, District of Columbia County, DC
Type of Loan
Maximum Loan Amount
Initial Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Opportunities in Washington, DC
Lendersa® aims to efficiently connect you with the optimal USDA or FHA loan, minimizing the hassle. Choose from three starting points to find suitable lenders and USDA loan plans.
The USDA mortgage is a government-backed loan by the Department of Agriculture, commonly termed as USDA rural development loan, aimed at properties in rural locales. In contrast to FHA loans that mandate a minimum 3.5% down payment, the USDA loan necessitates no initial payment.
3059 Mount Pleasant Street NW, Washington, DC, 20009
Lends in District of Columbia
DC Credit Union We're a community development financial institution, serving over 10, 000 member-owners' with affordable financial transactions and education. We have three branches: the Reeves Center, the Municipal branch, and the ACCESO branch. Check out our website for more details on locations, hours, and services
We are proud of our expanded 75 year history with the merger with Broadway Federal Bank. Our founders in Los Angeles and Washington, DC were local leaders who saw a need in the community for a bank that addressed the lack of access to capital for historically excluded and disinvested urban majority minority communities.
PBSFCU is a full-service financial services provider, serving Sigmas, Zetas and their families internationally. While it is similar to a bank in terms of the services it provides, it is philosophically different in operation. PBSFCU is a full-service financial services provider, serving Sigmas, Zetas and their families internationally.
"Founded on August 20, 1934, Industrial Bank is the oldest and largest African American owned commercial bank in the metropolitan Washington region.
Since 1934, the bank has delivered essential banking and financial services that have contributed greatly to the growth and development of the Washington, D.C. community.
555 New Jersey Avenue NW, Suite 100, Washington, DC, 20001
Lends in District of Columbia
The mission of the AFL-CIO Employees Federal Credit Union is to be the primary financial institution for union members and their families, providing quality products and member service, consistent with the values of the labor movement As a credit union, we exist solely to serve the financial needs of our membership.
455 Massachusetts Avenue NW, Unit 328, Washington, DC, 20001
Lends in District of Columbia
314 Capital We specialize in the direct origination of long and short term loans for residential and commercial investment properties. We're a alternative to Hard Money, which means our programs are designed as a lower cost option while helping the investor achieve their goals of building quality and sustainable housing across the nation
OAS FCU was born as a joint effort by people from all over the Americas with unique needs that banks were unable to meet. Since then, we have extended our services to various organizations whose members encounter similar challenges We started in 1962 serving the employees of the Organization of American States.
Fannie Mae serves the people who house America. We are a leading source of financing for mortgage lenders, providing access to affordable mortgage financing in all markets at all times. Our financing makes sustainable homeownership and workforce rental housing a reality for millions of Americans. We also help make possible the popular 30-year, fixe
1849 C Street NW, Room B038, Washington, DC, 20240
Lends in District of Columbia
Interior Federal Credit Union has been the financial solution serving employees, volunteers, and the families of the Department of Interior since 1935. We provide financial wellness through our commitment to customer service and a dedication to provide world-class products and services from banking, lending, insurance, and investments.
