USDA VS FHA in Washington, District of Columbia County, DC
In the year 2026, within Washington in District of Columbia county of DC, the USDA loan limit is set to be $0, and for FHA, it is $1,089,300 for a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to contrast current USDA and FHA rates, and ascertain the income, credit, reserves, and documentation that are necessary for eligibility. Our sophisticated mortgage calculator allows you to evaluate USDA alongside FHA, Conforming, and VA options, aiding you in selecting the best program for your unique financial circumstances in .
2026 Loan Limits and Down Payment Details in Washington, District of Columbia County, DC
Type of Loan
Maximum Loan Amount
Initial Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Opportunities in Washington, DC
Lendersa® aims to efficiently connect you with the optimal USDA or FHA loan, minimizing the hassle. Choose from three starting points to find suitable lenders and USDA loan plans.
The USDA mortgage is a government-backed loan by the Department of Agriculture, commonly termed as USDA rural development loan, aimed at properties in rural locales. In contrast to FHA loans that mandate a minimum 3.5% down payment, the USDA loan necessitates no initial payment.
At Inner Lakes Federal Credit Union, each dollar of income is passed along to our members in the form of higher dividends on savings, lower interest on loans, or new and improved services. We are member owned and not-for-profit, we exist solely to serve our members and provide a smart alternative to profit-driven banks and other institutions.
201 South Stratford Road, Winston Salem, NC, 27103
At Piedmont Federal, our Purpose is simple- We Open Doors for You. We open doors for you to purchase a new home and to build savings; we open doors for your business to obtain the financing and banking services it needs; we open doors for our communities to be better places to live. and Our Values form the foundation of this Purpose: Being Authenti
Piedmont Advantage is a member owned financial cooperative that provides quality financial products and caring solutions. At Piedmont Advantage, members always come first.
This credit union is federally insured by the NCUA.
Non-deposit investment products and services are offered through CUSO Financial Services
Emergency Responders Credit Union was chartered on April 1, 1940, to create a credit union for firefighters. The needs of its sixty-three charter members were simple. Members deposited money in a savings account so that other members could borrow money. Depositors earned excellent dividends and borrowers paid low interest rates.
1691 Westbrook Plaza Blvd., Winston Salem, NC, 27103
At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina
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In 1960, teachers and administrators at Plain Local Schools wanted an alternative to big, for-profit banks.They got together & opened our credit union on January 16, 1961.There was no online banking, debit cards or even checking accounts.Instead, they operated out of a shoe box. It was a place for some people to save money & others to borrow money.
American First Bancorp, Inc. is the most efficient and honest way to purchase or refinance a home. American First Bancorp, Inc. creates the best solution for borrowers from a huge variety of programs. We operate at the highest level of integrity, deliver on our commitments, which builds a foundation of trust with our customers.
