In 2025, for Carrabelle, within Franklin, FL, the USDA loan limit is $336,500. Conversely, for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's competitive USDA and FHA rates, and determine the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side for a clear choice in for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Carrabelle, Franklin, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Programs in Carrabelle, FL
Lendersa® aims to connect you with the best USDA or FHA loan quickly and conveniently. Select one of three pathways to find matching lenders and suitable USDA loan options.
A USDA home loan is a mortgage guaranteed by the government’s Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and it's available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none, offering more accessible financing for those eligible.
At First Rate Mortgage Group, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders
Mortgage Lender and broker, funding loans for refinances and new home purchases. We specialize in conventional, FHA, VA and Rural Development and Construction Lending. We meet with our clients face to face to make sure there is a level of trust and complete understanding of the loan process.
At GR Consumers Credit Union, we have been serving our members since 1941! GRCCU is a member-owned credit union focused on exceeding our members' expectations. We look forward to assisting you with all your financial needs. Anyone who lives, works, worships or attends school in Kent, Muskegon, or Ottawa County in the State of Michigan
Built on the credit union philosophy of "People Helping People", MFM serves the home financing needs of credit union members as well as non-members. Founded September 11, 2001, Member First Mortgage has grown to become one of the largest Credit Union Service Organizations (CUSO) in the nation.
First Columbia Bank & Trust Co. has been Columbia County’s community bank for nearly 120 years. With more than $709.5 million in assets as of December 31, 2017, First Columbia offers a full complement of banking and financial services to individuals and businesses throughout Columbia and Montour Counties and the surrounding area.
West Michigan Community Bank got its start in 1976 when a group of leading Hudsonville citizens joined forces to establish a bank focused on the needs of local businesses and individuals. Local decision-making was a key driver behind the launch, and it received strong support from residents and business owners alike.
Freedom 1st FCU is a profit-sharing cooperative financial institution, dedicated to quality service in meeting the financial needs of its members. The safety and stability of its members' assets shall be the prime consideration in the development and delivery of a variety of competitive services.
We are committed to the communities in which we live and work. In addition to the Bank participating in hundreds of community events our employees volunteer thousands of hours of service to make a difference in their communities during the year. We are committed to helping our customers grow and prosper financially.
