In 2026, for Carrabelle, within Franklin, FL, the USDA loan limit is $336,500. Conversely, for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's competitive USDA and FHA rates, and determine the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side for a clear choice in for your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Carrabelle, Franklin, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Programs in Carrabelle, FL
Lendersa® aims to connect you with the best USDA or FHA loan quickly and conveniently. Select one of three pathways to find matching lenders and suitable USDA loan options.
A USDA home loan is a mortgage guaranteed by the government’s Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and it's available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none, offering more accessible financing for those eligible.
The mission of the LPS Employees Federal Credit Union is to support its members by helping them achieve their current and future goals by providing member-driven services and financial education. We take pride in meeting our members’ needs with honesty, compassion, and integrity.
Savings Bank of Danbury is a full-service Connecticut community bank rooted in history and positioned for the future.
Founded in 1849 under the same name, we have grown and adapted to serve our customers while building a reputation for financial stability, personal service and modern convenience.
Cornhusker Bank occupies a unique position in the Lincoln Nebraska area. In this day of mergers and acquisitions, the bank retains its hometown touch and all the personal services of a true "community bank." Individuals and business customers have access to all the products and services offered by larger national banks.
USB is a mutual financial services organization committed to building lasting relationships that exceed the expectations of our customers & the communities we serve. We build lasting relationships that enrich the lives of our customers and communities. We are committed to professionalism, & our integrity & ethical standards will not be compromised.
At Global Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Capital City Mortgage, Inc opened its doors in October 2003. We are celebrating our 10th Anniversary. We have been in the same location for 10 years, we did expand the office size in 2007. Have been very fortunate to have the same processor for 10 years. Our goal is to have the best rates and superior service.
Lincoln Federal Savings Bank was formed in 1906 and is organized as a mutual holding company. This means that the Bank is essentially owned by the depositors of the Bank meaning there are no outside shareholders. This structure allows the Bank to offer highly competitive rates to customers on both loans
Savannah Bank is pleased to announce that, in accordance with the latest CDC guidance, face coverings will be optional for our fully vaccinated customers and staff beginning on June 1, 2021. Masks for those who have not yet been vaccinated are still required, and social distancing guidelines are still in effect.
