In 2026, for Carrabelle, within Franklin, FL, the USDA loan limit is $336,500. Conversely, for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's competitive USDA and FHA rates, and determine the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side for a clear choice in for your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Carrabelle, Franklin, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Programs in Carrabelle, FL
Lendersa® aims to connect you with the best USDA or FHA loan quickly and conveniently. Select one of three pathways to find matching lenders and suitable USDA loan options.
A USDA home loan is a mortgage guaranteed by the government’s Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and it's available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none, offering more accessible financing for those eligible.
The Emerald Coast Federal Credit Union is a full-service financial cooperative, dedicated to serving its membership. We were originally chartered in 1939 as St. Joe Papermakers Federal Credit Union to serve the employees and their families of the local paper mill. In 1998, we became Emerald Coast Federal Credit Union and converted.
17394 NW Charlie Johns Street, Blountstown, FL, 32424
Lends in Florida
Calhoun Liberty Employees Credit Union provides all the benefits of a member owned financial institution to anyone who lives or works in Calhoun or Liberty Counties. And if you qualify then so do immediate members of your family. Calhoun Liberty Employees Credit Union is a full-service co-operative financial institution.
FLAG Credit Union was originally chartered to serve the employees of the Florida Department of Agriculture and Consumer Services (FDACS). While we have expanded our field of membership and community access, we continue to highlight our proud roots and ongoing dedication to the FDACS
101 North Monroe St, Tallahassee Fla 32301, Tallahassee, FL, 32301
Lends in Florida
Wimberly Funding LLC: Your Trusted Financial Partner
Providing reliable financial solutions, Wimberly Funding LLC leads the industry with a commitment to excellence. Founded by Jimmy Wimbley, they specialize in personalized financial consulting. Their proven track record ensures tailored strategies that fuel growth. Contact them via consultwimbl
Florida Rural Electric Credit Union was chartered in December 1975 to serve the Rural Electric Cooperatives in Florida. The Credit Union was housed in the Florida Electric Cooperatives Association, Inc., (FECA) building in Tallahassee and served as a supported entity of the Associations member January 1999 the Credit Union Board.
FAMU Federal Credit Union is a not for profit financial institution located at 1610 South Monroe Street Tallahassee, Florida 32301 in the United States. Established in 1935, FAMU Federal Credit Union is a low income and minority designated federal credit union with a Community Development Financial Institutions (CDFI) certification
Envision Credit Union in North Florida and South Georgia is dedicated to providing products and services that improve our members’ financial positions including checking accounts, savings accounts, mortgages, auto loans, business loans and much more. Bank online, with our mobile app or visit one of our conveniently located branches in FL and GA
1741 Old St. Augustine Road, Tallahassee, FL, 32301
Lends in Florida
"First Commerce is committed to the well being of our community and all of us living in it. We're committed to making a difference with every person we meet and proudly support organizations that show that same level of passion and commitment.
Initially, it may be difficult to see the difference in the types of services"
The Consortium provides information and education regarding credit counseling and the process of purchasing a home to low income and very low income families. In addition, the Consortium administers the City of Tallahassee's Down Payment Assistance Programs and assists local lenders.
