USDA Vs. FHA your options comparison in Blountstown, Calhoun County, FL

As of 2025, for Blountstown in Calhoun County, FL, the USDA loan limit is $336,500. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to visualize USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the best program in Alabama for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Blountstown, Calhoun, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Blountstown, FL

Lendersa® aims to quickly and easily provide the top USDA or FHA loans. Choose one of the three pathways to connect with suitable lenders and USDA loan programs.

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What is a USDA Loan in FL?

The USDA home loan is guaranteed by the Department of Agriculture—known as the USDA rural development loan or mortgage—and is available exclusively in rural regions. Unlike FHA loans that require a 3.5% minimum down payment, the USDA loan eliminates the need for a down payment, providing an advantageous option for qualifying rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Mortgage Affiliates Company, LLC
  • 11 Melrose DR, Suite 102, Farmington, CT, 06032
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Santa Fe Federal Credit Union
  • 7600 Hillside Road, Amarillo, TX, 79119
  • Santa Fe Federal Credit Union is a full-service credit union that is designed to meet all of your financial needs. Our roots are serving the BNSF railroad, but we have now made it possible for YOU to be a member too. From (really) free checking accounts to high interest rates on savings accounts and low interest on loans.
  • Spirit Mortgage
  • 4501 First United Bank Parkway, Amarillo, TX, 79119
  • Roots run deep in West Texas for First United Bank. In fact, all our roots are right here. Since beginning in 1907 as The First State Bank of Dimmitt to First United Bank today, our business model has always been focused on West Texas communities, the people who live and work here and their distinct financial needs.
  • Pamela Madore Mortgage
  • 3955 South Soncy, Amarillo, TX, 79119
  • Pamela Madore has had more than 30 years experience in the Real Estate and Mortgage Industry. Pamela Madore is a Keller Williams Global Property Specialist and is able to market your property throughout the world. She has lived in Maine, Florida and now Texas and has experience is the sales of recreational property, multi-family properties.
  • M.E. Employees Credit Union
  • 111 E Randolph Street, Wausau, WI, 54401
  • M.E. Employees Credit Union serves more than 1500 members. We are governed by a Board of Directors composed entirely of MEECU members whom are elected by the membership. We are a member-owned not-for-profit financial institution striving to bring financial health to all our members.
  • Connexus Credit Union
  • 1 Corporate Drive, Suite 700, Wausau, WI, 54401
  • Serving members across all 50 states, Connexus Credit Union is a member-focused cooperative that is proud to return profits to member-owners through high yields for checking accounts and deposit products, as well as competitive rates for personal, home, and auto loans. Members benefit from a multi-channel service
  • Peoples State Bank
  • 1905 Stewart Ave, Wausau, WI, 54401
  • Peoples State Bank opened its doors in 1962 as an independent bank dedicated to customer satisfaction. Quality service was the vision of the 15 original founders. All types of businesses, small and large were attracted to this type of bank where profits were reinvested in the community it served.
  • IncredibleBank
  • 327 N 17th Ave, Wausau, WI, 54401
  • Our mission is to grow our customers' entire financial relationship, and we believe that starts by providing incredible customer experiences in every aspect of your Banking relationship. Whether you are a young family looking for your first home or an experienced business owner expanding operations.
  • Central Nebraska FCU
  • 609 South Locust, Grand Island, NE, 68801
  • Central Nebraska Federal Credit Union has been open since 1985. The credit union has assets totaling $12.21 Million and provides banking services to more than 1, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member