USDA Vs. FHA your options comparison in Lake-Lorraine, Okaloosa County, FL
In 2025, the USDA loan limit within Lake-Lorraine in Okaloosa County, FL is set at $353,200, whereas for a single-family home, the FHA limit is $441,600.
By using the Lendersa® USDA loan calculator, you can compare the current top USDA versus FHA rates. This tool helps in determining the necessary income, credit score, reserves, and documents for qualification. You can view USDA, FHA, Conforming, and VA loans side by side with our advanced mortgage calculator to choose the program best suited for your particular financial situation in .
Loan limits and down payment requirements for 2025 in Lake-Lorraine, Okaloosa, FL
Loan Type
Loan Limit
Down Payment
USDA
$353,200
0%
FHA
$441,600
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan options in Lake-Lorraine, FL
The aim of Lendersa® is to assist you in obtaining the best possible USDA or FHA loan swiftly and effortlessly. Choose one of three starting options to connect with matching lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is restricted to rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment.
While our name has changed, our commitment to you & to the values that have guided us for over 60 years will never change. We believe that banking should be grounded in cooperative ownership. Banking should solve problems. It should be inclusive of all walks of life. And above all, we believe banking should be a force for good in the communities
Mortgage Planning Specialist and Owner of Galipeau Mortgage has been helping clients achieve their home ownership goals. Jackie is passionate about her industry & has built her highly respected career on earning the trust of her clients and partners by providing honest, well-communicated & knowledge-based lending experiences with on-time results!
CFI has been committed to always lend a professional and personal touch to every transaction. With our extensive experience in the cash flow industry you can count on us to offer you the best options, and a premium price for your Private Mortgages & Notes.Our trusted and knowledgeable staff can address your concerns, answer your questions.
For more than 20 years Bryon Smith has been providing clients with top notch service along with low fees. Whether you are purchasing your first home, buying or building your dream home, investing in rental properties or refinancing, Bryon will work hard to get you the best mortgage program to meet your financial needs.
2307 Stephens Ave, Suite 7901, Missoula, MT, 59801
Many people like to know what to expect before they visit with someone at a mortgage company. That’s why we start by answering your questions and helping you understand the process. We will go above and beyond to ensure every meeting, every call, and every step of applying for a mortgage is as smooth and stress-free as possible.
Founded in 2007, American Plus Bank, N.A. is an independent, customer oriented community bank headquartered in Arcadia, California, providing financial solutions to the individual and business communities in San Gabriel Valley and surrounding areas in Los Angeles County. Our customer service team consists of experienced.
Maple Financial has a wide range of Mortgage Products for your home purchase or refinance, and we specialize in customizing the perfect loan for your specific needs Our mission is to work alongside our clients to help them reach their goals. That includes understanding exactly what they want and customizing a loan product and long term.
77 West Las Tunas Drive, Suite 204, Arcadia, CA, 91007
IBIS Financial Corporation has served all residential and commercial clients in California, finding the best business loans, home loans, hard loans, and construction loans available. Our experienced staff is professionally motivated to help you find the right loan to buy their ideal house or business investment assets as soon as possible.
Our goal is to help you get your dream home or build up your investment portfolio.We're not just a broker company, we are mortgage experts, & we will tailor your mortgage to suit your unique situation.Are you a first time buyer? Are you looking for refinancing or buying an investment property? We can help you find a program that will fit your needs
