USDA Vs. FHA your options comparison in Wright, Okaloosa County, FL

In 2025, the USDA loan limit for Wright, within Okaloosa county, FL is $431,400, while the FHA limit for a single-family home is $603,750.

Use Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. Assess the necessary income, credit, reserves, and documents required. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting you to determine the best choice for your financial conditions in .

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2025 Loan Limits and Down Payment Requirements in Wright, Okaloosa County, FL

Loan Type Loan Limit Down Payment
USDA $431,400 0%
FHA $603,750 3.5%
Conforming Conventional $726,200 3%

Options for USDA and FHA Loans in Wright, FL

Lendersa® seeks to deliver the most advantageous USDA or FHA loan quickly and effortlessly. Choose one of three starting points to find matching lenders and suitable USDA loan programs.

Lendersa USDA Loan Request and Matching

Insight into USDA Loans in FL

The USDA home loan, ensured by the government Department of Agriculture, is also known as the rural development loan or USDA mortgage. It's targeted for rural neighborhoods exclusively, offering the key benefit of no down payment. In contrast, FHA loans require at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • PARKWAY FINANCIAL LLC
  • 1255 S. Cedar Crest Blvd. STE 1620, Allentown, PA, 18103
  • We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you to form a loan that is for you.
  • Perna & Associates
  • 135 S. Main Street, Coopersburg, PA, 18036
  • The Perna & Associates Mortgage Solutions Team have experience servicing home buyers and owners, both residential & commercial customers for the past 29 years.Licensed by the Department of Banking & Securities as a Mortgage Broker in the state of PA, Perna & Associates Team have a history of working with borrowers in over 40 counties in the state
  • First National Bank in Cimarron
  • 121 N. Main, Cimarron, KS, 67835
  • We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.
  • Spectrum Mortgage Company Inc
  • 1935 Saint Andrews Court, Jamison, PA, 18929
  • At Spectrum Mortgage Company, Inc. we realize that every customer has a different combination of assets, limitations and dreams. Our job is to understand your unique needs so we can formulate the perfect mortgage solution for you.Whatever your financial situation, whatever your credit score, we will help you make the right decisions
  • County Mortgage Services, LLC
  • 2701 Old York Rd., Jamison, PA, 18929
  • "County Mortgage Services, L.L.C. is a locally owned company located in Jamison, PA in Bucks County. We have been providing quality mortgage services with low mortgage rates since 2002. Our goal is to help you realize your dream. We realize that buying a home can be a very intense ordeal filled with potential pitfalls and difficulties."
  • QNB Bank
  • 15 North Third Street, Quakertown, PA, 18951
  • QNB will help you achieve your goals by providing a total financial relationship built upon exceptional personal service and a sincere interest in your success. Our Customers always come first and perceive the Bank as a trusted resource in achieving their financial goals. QNB takes pride in being one of the few surviving independent banks in Bucks.
  • Bank of Mauston
  • 503 Gateway Ave, Mauston, WI, 53948
  • The Bank of Mauston is an independent, locally owned Bank which gives us the ability to make decisions right here so you can get the answers you need, when you need them. Bank of Mauston is a community Bank dedicated to helping our community grow and shattering our customer’s expectation.
  • Oshkosh Postal Employees Credit Union
  • 1012 W 20th Avenue, Oshkosh, WI, 54902
  • The Oshkosh Postal Employees Credit Union was incorporated on February 25, 1930 with 7 letter carriers who worked at the Post Office in Oshkosh, Wisconsin. In April of 1973, the By-Laws were changed to include employees of the associate offices (549 Zip Code Area) and their families as well as the employees of the Credit Union and their families
  • Health Care Credit Union
  • 429 N Sawyer Street, Oshkosh, WI, 54902
  • Health Care Credit Union was incorporated in 1960 as the Mercy Hospital Credit Union. That common bond has grown over the years to include all workers in any area of health care or related fields that live in or work in Winnebago County, Wisconsin. In addition, HCCU serves the employees
  • Penn Community Bank
  • 1129 N. 5th St, Perkasie, PA, 18944
  • Penn Community Bank provides banking, lending, and investment solutions for customers throughout Southeastern Pennsylvania, pairing the data-driven technology that families and business owners need with the local decision-making authority and focus they want. When we work with our customers, we’re in it together. And our commitment to community doe