USDA Loan Vs. FHA loan for Elberton, GA [Elbert County ]

In 2025, the USDA loan limit in Elberton, within Elbert county, GA, is $336,500 for a single-family home, whereas the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to effectively compare today's prominent USDA and FHA rates. Assess income, credit, reserves, and essential documents needed for qualification. Our innovative mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in determining the best fit for your financial situation in .

Exploring USDA and FHA Loan Options in Elberton, GA

The mission of Lendersa® is to quickly secure the most suitable USDA or FHA loan for you without complications. Start with one of three methods to connect with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in GA

A USDA home loan is guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA mortgage loans require no down payment at all.

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(516) 506-4200 Lender's profile and map Reviews Arbor Realty Trust 333 Earle Ovington Boulevard, Suite 900, Uniondale, NY, 11553 Arbor is not just another commercial and multifamily lender, but your financial partner that personally works with you to customize the right loan solution. Arbor Realty Trust, Inc. has helped multifamily and commercial real estate clients achieve their financial goals by focusing on growing long-term relationships and conducting business.
(516) 643-2914 Lender's profile and map Reviews Americana Mortgage Group 1615 Northern Blvd, Suite 404, Manhasset, NY, 11030 We are a full service mortgage company located in Manhasset, NY. We specialize in Home mortgages in New York, New Jersey Conneticut and Florida. We can help you realize your dream of home ownership, or help you save money by obtaining a new lower monthly payment.Established in 1996.
(262) 786-7300 Lender's profile and map Reviews White Oak Mortgage LLC 910 Elm Grove Rd, Unit 35, Elm Grove, WI, 53122 White Oak Mortgage LLC was founded in January 1998 and is locally owned. What makes us stand apart: First-time home buyers are our specialty! We're here to support you through the entire process. We are experts at refinancing! We do most refinances with no closing costs, which keeps your mortgage balance lower. Excellent customer service.
(585) 453-7000 Lender's profile and map Reviews The Summit Federal Credit Union 100 Marina Drive, Rochester, NY, 14624 The Summit has one of the highest employee retention rates in the industry. It truly cares about its employees, helping them to achieve their personal and professional goals. At The Summit, we are committed to creating an inclusive professional environment where individual differences are respected and valued.
(585) 247-0724 Lender's profile and map Reviews St Pius Federal Credit Union 2998 Chili Avenue, Rochester, NY, 14624 St. Pius X Church Federal Credit Union has been open since 1967. The credit union has assets totaling $94.07 Million and provides banking services to more than 6, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(585) 272-0020 Lender's profile and map Reviews Rochester Area State Employees Federal Credit Union 2300 Buffalo Road, Building 400B, Rochester, NY, 14624 Rochester Area State Employees Federal Credit Union has been open since 1935. The credit union has assets totaling $18.05 Million. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state, and local government employees.
(585) 247-1090 Lender's profile and map Reviews Gates Chili Federal Credit Union 2870 Buffalo Road, Rochester, NY, 14624 In 1964, seven teachers in the Gates Chili school district started the credit union, originally named Gates Chili School District Federal Credit Union. The Gates Chili Federal Credit Union is a full-service, financial cooperative that offers a broad range of financial products and services to our members.
(585) 624-7474 Lender's profile and map Reviews Pittsford Federal Credit Union 20 Tobey Village Road, Pittsford, NY, 14534 Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.
(585) 263-4353 Lender's profile and map Reviews Rochester Home Equity Inc 180 Office Park Way, Suite 2000, Pittsford, NY, 14534 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(855) 866-9328 Lender's profile and map Reviews Finger Lakes Federal Credit Union 7 Seneca Street, Geneva, NY, 14456 People You Know. Service You Trust. We are dedicated to providing you with loan and deposit products designed with your needs in mind. We're open to the community! If you live, work, worship, volunteer, or attend school in Ontario, Seneca, or Yates County, or if you are a member of an immediate family or household of those within the field of mem
(315) 789-1500 Lender's profile and map Reviews USNY Bank 389 Hamilton St, Geneva, NY, 14456 USNY Bank is a bank with operations in one state. USNY Bank offers numerous mortgage programs including conventional, FHA and construction mortgages and also USNY Bank is a full-service bank. The Bank accepts deposits, makes loans and provides other services for the public The USNY Bank is located in Geneva with zip code of 14456
(607) 898-5871 Lender's profile and map Reviews The First National Bank of Groton 161 Main Street, Groton, NY, 13073 The First National Bank of Groton has been proudly serving the area communities for over 150 years. The Bank is customer driven. Its very existence is based on customers finding value in the products and services being offered. The Bank prides itself on offering a superior level of personalized customer service.