USDA Vs. FHA your options comparison in Toccoa, Stephens County, GA
In 2025, the USDA loan limit for Toccoa in Stephens, GA, is set at $336,500. For a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA versus FHA rates. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA offers, aiding your choice of the best program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Toccoa, Stephens, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Toccoa, GA
The mission of Lendersa® is to link you to the most advantageous USDA or FHA loans quickly and without hassle. Start with one of three pathways to connect with matching lenders and USDA loan programs.
Guaranteed by the Department of Agriculture, the USDA home loan, also known as a USDA rural development or USDA mortgage, is available only in rural areas. FHA loans require a minimum 3.5% down payment, while USDA loans require no down payment.
Cecil County School Employees' Federal Credit Union
203 Booth Street, Elkton, MD, 21921
In 1953, many Cecil County school teachers were struggling financially. This was especially true for new hires, since they did not receive their first checks until after a month of teaching. Cecil County School Employees’ Federal Credit Union was formed as a way for them to borrow money for rent and other necessities.
Thiokol-Elkton Federal Credit Union is a not-for-profit financial alternative to banks. Unlike other financial institutions, a credit union is owned & run by its members, who pool their savings in order to provide low cost loans & other services. If you work for one of our sponsor groups or have a family member who does, we invite you to join us.
With over 100 years of combined industry experience, the Zarro Mortgage Group Team has the knowledge and expertise to help you find the best lending programs available for your financing needs.
Our clients’ trust and satisfaction with their lending experience is our top priority.
We offer the best mortgage tools available on the internet - easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing—and qualifying for!—the exact loan to meet your specifi
615 Southwest St. Lucie Crescent, Suite 207, Stuart, FL, 34994
Unitas Lending After 20 years in the mortgage industry, Brent Starts founded Unitas Lending with one purpose: Provide the best experience to clients pursuing home ownership. Brent Starts has been featured on over 20 radio stations reaching millions of people with his message, ” acquiring a mortgage does not have to be complicated.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Castle & Cooke Mortgage, LLC (NMLS #1251) is one of the nation's leading independent mortgage lenders with locations across the United States and over 300 employees. Since opening our doors in 2005, our dedication and successes have grown right alongside the communities we serve.
Kalamazoo County State Bank is the oldest independently owned and operated community bank in Kalamazoo County. The driving force that led to the bank’s formation over ten decades ago came from the Krum and Angell families. Members of both families saw the need for hometown banking services.
