USDA and FHA Pro and Con in St.-Marys, Camden County, GA

For 2025, the USDA loan ceiling in St.-Marys, found in Camden, GA, is $285,000. Meanwhile, the FHA loan cap for a single-family home is set at $356,362.

Employ the Lendersa® USDA loan calculator to contrast today's optimal USDA against FHA rates and pinpoint the income level, credit score, financial reserves, and documents required for qualifying. Our advanced mortgage calculator aligns USDA, FHA, Conforming, and VA programs side by side, aiding you in selecting the ideal option for your financial scenario in .

Browse loan offers from a network of 100 lenders

Loan limits and down payments in 2025 for St.-Marys, Camden, GA

Type of Loan Maximum Limit Down Payment Requirement
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in St.-Marys, GA

At Lendersa®, our aim is to facilitate your access to the most advantageous USDA or FHA loans swiftly and without complication. You can choose among three entry points to connect with lenders and discover USDA loan offerings.

Lendersa USDA loan request and matching results

An Insight into USDA Loans in GA

A USDA home loan is a finance product guaranteed by the Department of Agriculture, also dubbed the USDA rural development loan or USDA mortgage, and is exclusively available in rural locales. In contrast to FHA loans, which necessitate a minimum 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Preferred Lending Solutions, LLC
  • 104 Albertson Pkwy, Suite 1, Broussard, LA, 70518
  • Preferred Lending Solutions offers several home loan products including, but not limited to, Rural Development (100% financing), FHA, Conventional, VA (100% financing), and Jumbo loans. Options for closing costs and down payment assistance programs are available in addition to our very low lender fees and competitive rates
  • Greenbelt Federal Credit Union
  • 112 Centerway, Greenbelt, MD, 20770
  • In 1952, Greenbelt Federal Credit Union was faced with its greatest challenge. The Public Housing Administration was selling the Greenbelt project and announced that down payments on at least 500 of the homes must be made by the end of the year in order for the resident-formed corporation to buy the project.
  • RoundPoint Mortgage Servicing Corporation
  • 6401 Golden Triangle Dr, Suite 150, Greenbelt, MD, 20770
  • RoundPoint Mortgage Servicing Corporation was founded in 2007 and is a large, fully integrated, non-bank mortgage lending and servicing company. We are a proud member of the Freedom Mortgage Corporation family of companies. We measure success in many ways—first and foremost by our customers’ satisfaction, in our growth as a company
  • Specialty Lending Group
  • 6305 Ivy Lane Suite 320, Greenbelt, MD, 20770
  • SLG is a dynamic and dependable direct private lender that provides financing to real estate entrepreneurs. Established in 2007 to fill the void caused by the contraction of the traditional lending market, and to help real estate professionals capitalize on undervalued and distressed real estate, SLG has grown into one of the most respected and rel
  • Educational Systems Federal Credit Union
  • PO Box 179, Greenbelt, MD, 20768
  • Educational Systems Federal Credit Union was formed in 1955 by a small group of educators who wanted to make a difference by helping the members of the education community achieve their financial goals and dreams. They volunteered their time and pooled their savings to make affordable loans to their co-workers.
  • Zen Mortgage Group
  • 114 Hovatter Drive, Inwood, WV, 25428
  • Zen Mortgage Group(formerly Zen Loans Home of the Refi King Serving All Your Mortgage Needs! Licensed in WV, VA and MD Zen Loans has been in business since 1999 offering infinite options for all your refinancing and new mortgage needs. Contact us for a no obligation consultation. Plus, ask about all our low mortgage rates
  • ZenMortgage Group
  • 114 Hovatter Drive, Inwood, WV, 25428
  • www.zenloans.com 40+ Lenders to Get the Right Advice at the Right Time at the Best Price. Experience the Zen Loans Difference! We help borrowers in all types of scenarios with credit scores 500-850. Our Wholesale Rates beat our competitors Retail Rates and we have fast closings often in just 21 days or less.
  • Highway Crossroads Credit Union
  • 741 York Drive, Sikeston, MO, 63801
  • Highway Crossroads Credit Union was founded in August of 1953 to serve the employees, retirees, and the immediate family members of Missouri Department of Transportation (Southeast District) and Missouri State Highway Patrol (Troop E).Today, Highway Crossroads Credit Union has over 1, 600 members and assets of $14.0 million.