As of 2025, the USDA loan limit in St.-Simons, within Glynn County, GA is $285,000; in contrast, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today. Assess the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loan options side by side, helping you determine which is best suited for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in St.-Simons, Glynn County, GA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in St.-Simons, GA
The objective of Lendersa® is to ensure you secure the best USDA or FHA loan quickly and smoothly. Choose one of three different pathways to connect with lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development or USDA mortgage loan, is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
In 1898, F.A. Vaniman accomplished a long time goal of opening his own bank. That bank was Peoples State Bank. Located at 101 South Main in downtown McPherson, that bank, now known as Peoples Bank & Trust Company is still located at the same location. Mr. Vaniman remained the president for 50 years until his retirement in 1948.
We are committed to lifelong financial relationships with our members and our communities, built on respect, integrity and trust. Gardiner Federal Credit Union is a not-for-profit financial cooperative established in 1953, we join in a time-honored tradition of providing financial services to our membership.
Since its inception, Wilson State Bank’s primary mission has been to serve the banking needs of our communities and surrounding counties. This mission continues to be the primary driving force behind the Bank today. We pledge to our customers to always provide a hometown atmosphere with people you can talk to and decisions that are made locally.
First National Bank is a genuine Maine community bank deeply committed to serving individuals, families, and businesses throughout our region. We're proud of our unique culture of respect, intended to make all our customers feel valued.
Operating in seventeen branch offices from Wiscasset to Calais we go all out to find ways to meet your needs
In 1902, Fred and George Schaller started the Citizens Bank as a private banking business with deposits of $70, 000.00. Since that time the bank has remained locally owned and managed by the Schaller family through the currency crisis of 1907, the depression of the 1930's, the agricultural crisis of the 1980's and the financial crisis of 2008.
That’s the nature of being a part of Central Bank. Our small-town roots and dedication to the communities we serve push us to help our customers and communities to accomplish great things. We’re family-owned and decisions are made locally, not in a distant skyscraper. Whether it’s a mortgage, a small-business loan
Our credit union is a not-for-profit, cooperative financial institution owned by its members. Business decisions at Winthrop Area FCU are driven by what is in the best interests of the membership. As a credit union founded to help under-served individuals, we continue to believe that access to financial services.
A group of local and out-of-town men met in a train coach on the newly constructed Santa Fe tracks to form a bank. These men of vision could see that the new town must have a financial institution to take care of the future banking needs. From that meeting The First National Bank of Ballinger was born with total capital described at $50, 000.
