Within the year 2025, the USDA loan ceiling in Haleiwa, county of Honolulu, HI is $725,000, and the FHA limit for a single-family dwelling stands at $770,500.
Utilize the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates. This tool aids in identifying necessary income, creditworthiness, reserves, and paperwork for qualification. With our cutting-edge mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you determine which program in fits your financial needs best.
Review of 2025 loan ceilings and down payment standards in Haleiwa, county of Honolulu, HI
Loan Type
Loan Limit
Down Payment
USDA
$725,000
0%
FHA
$770,500
3.5%
Conventional Conforming
$1,089,300
3%
Reviewing USDA and FHA loan choices in Haleiwa, HI
Lendersa® aims to secure the optimal USDA or FHA loan for you swiftly and without complexity. Select one of three pathways that link you with compatible lenders and suitable USDA loans programs.
USDA home loans are guaranteed by the U.S. Department of Agriculture. Referred to as USDA rural development loans or USDA mortgages, these are only available in rural areas. Unlike FHA loans, which mandate a 3.5% minimum down payment, USDA loans require no down payment.
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We are wholesale to the Public. No one else comptetes with this. We have no lender fees whatsoever. The only fees you will have is what the title company charges you and taxes and insurance. Owner Michael Riley have 30 years experience and I have closed thousands of Mortgage Loans.