USDA VS FHA in Whitmore-Village, Honolulu County, HI
As of 2025, the USDA loan cap in Whitmore-Village, which is located in the county of Honolulu, HI, is set at $576,800. Meanwhile, the limit for FHA loans for single-family homes stands at $721,050.
To explore the best rates between USDA and FHA loans, try the Lendersa® USDA loan calculator. It helps you assess the income, credit, reserves, and documentation required for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, providing clarity on which option in aligns best with your financial needs.
Loan limits and down payment criteria in Whitmore-Village, Honolulu, HI for 2025
Loan Type
Loan Limit
Down Payment
USDA
$576,800
0%
FHA
$721,050
3.5%
Conforming Conventional
$822,375
3%
Exploring USDA and FHA loan choices in Whitmore-Village, HI
The aim of Lendersa® is to ensure you quickly secure either a USDA or FHA loan with utmost ease. You can start with any of the three approaches to link with lenders and discover suitable USDA loan schemes.
A USDA home loan, endorsed by the U.S. Department of Agriculture and often known as a USDA rural development loan, caters exclusively to rural areas. Differing from FHA loans that demand a minimum down payment of 3.5%, USDA loans are available with zero down payment requirement.
Rescue Lend is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses.
6625 Miami Lakes Dr E, Suite 349, Miami Lakes, FL, 33014
Independent Mortgage Corporation is a Mortgage Broker Company located in Miami Lakes, Florida. We offer a variety of mortgage products; our primary goal is to help you find the right loan with the best terms. All our mortgage loan originators are licensed, knowledgeable and experts in mortgage.
15271 Northwest 60th Avenue, Suite 107, Miami Lakes, FL, 33014
Fortune Lenders, LLC will treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
5901 Northwest 151 St, Suite 205, Miami Lakes, FL, 33014
At Capital Mortgage we embrace the philosophy that honesty, realistic advice and an uncomplicated process make buying a home or condo a far better experience. We want to pair you to the best loan available—if you would like to learn more about our process, please fill out the form below. We’ll approach you as real people, not a bottom line.
5793 NorthWest 151st Street, Unit 5793B, Miami Lakes, FL, 33014
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
15500 New Barn Road, Suite 102, Miami Lakes, FL, 33014
Dream house mortgage primary focus is to serve our customers with exceptional customer service, competitive products, programs, and pricing. We pride ourselves on the highest level of service and will be there every step of the way throughout the loan process. We can assist you with qualifying and obtaining the mortgage plan best suited
ITWINS Financial inc treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Simple Home Loans Founded in 2020 and simple home is a mortgage brokerage based out of Miami Lakes, FL. Our management has a combined industry experience of over 50 years, The company has over 50 wholesale lenders relationship, giving its clients access to virtually every possible loan program.
In 1969, a group of workers from Bethlehem Steel organized a cooperative, non-profit Credit Union for employees in order to improve the financial well-being of themselves and their families. Since 1969 Members First has been providing low cost, quality financial services to its members.
40 South Dundalk Avenue, Suite 201, Dundalk, MD, 21222
Our goal is to provide the lowest possible rate for all situations. In this age of technology we still maintain the personal touch and service next to none. United Trust Financial is a mortgage company started in October 2002.if you are looking to refinance or purchase, good or challenged credit please contact us.