USDA VS FHA in Whitmore-Village, Honolulu County, HI

As of 2025, the USDA loan cap in Whitmore-Village, which is located in the county of Honolulu, HI, is set at $576,800. Meanwhile, the limit for FHA loans for single-family homes stands at $721,050.

To explore the best rates between USDA and FHA loans, try the Lendersa® USDA loan calculator. It helps you assess the income, credit, reserves, and documentation required for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, providing clarity on which option in aligns best with your financial needs.

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Loan limits and down payment criteria in Whitmore-Village, Honolulu, HI for 2025

Loan Type Loan Limit Down Payment
USDA $576,800 0%
FHA $721,050 3.5%
Conforming Conventional $822,375 3%

Exploring USDA and FHA loan choices in Whitmore-Village, HI

The aim of Lendersa® is to ensure you quickly secure either a USDA or FHA loan with utmost ease. You can start with any of the three approaches to link with lenders and discover suitable USDA loan schemes.

Lendersa USDA loan inquiry and matching outcomes

Understanding USDA Loans in HI

A USDA home loan, endorsed by the U.S. Department of Agriculture and often known as a USDA rural development loan, caters exclusively to rural areas. Differing from FHA loans that demand a minimum down payment of 3.5%, USDA loans are available with zero down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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