USDA Vs. FHA Pro and Con comparison in Whitmore-Village, Honolulu County, HI

In 2024, USDA loan limit in Whitmore-Village, county of Honolulu, HI is $576,800 while FHA limit is $721,050 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Whitmore-Village, county of Honolulu, HI

Loan Type Loan Limit Down payment
USDA $576,800 0%
FHA $721,050 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in Whitmore-Village, HI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Hawaii?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bighorn Mortgage Group Ltd
  • 2589 North State Highway, Suite 67, Sedalia, CO, 80135
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Peoples Mortgage Services LLC
  • 5340 Horseshoe Trail, Sedalia, CO, 80135
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Premier Members Credit Union
  • 5505 Arapahoe Avenue, Boulder, CO, 80303
  • Premier Members Credit Union (PMCU) is a not-for-profit, eco-conscious financial institution dedicated to providing financial solutions to individuals and businesses in Boulder, Co. and the Denver Metro area, all the way down to Pueblo. With more than 70, 000 members, $1 billion in assets, 14 full-service retail branch locations
  • Brenckman Funding LLC
  • 4450 Arapahoe Avenue, Suite 100, Boulder, CO, 80303
  • Brenckman Funding committed to take the mystery out of the loan mortgage and refinancing process. Most competitive mortgage rates available we fully understand your mortgage needs. Allow us to custom tailor a mortgage loan package that makes sense to you, we pride ourselves on great mortgage interest rates.
  • 1st Nations Mortgage
  • 281 Ponderosa Drive, Boulder, CO, 80303
  • We are a full service mortgage company with many Licensed Mortgage Professionals operating in Virginia and Colorado. We are known for our low rates and our easy loan process. Let our experts take you on an easy journey through the process. 1st Nations specializes in easy and simple. We find the best lender offering the lowest rate
  • Aloha Capital
  • 3601 Arapahoe Ave Building D, Unit 178A, Boulder, CO, 80303
  • Aloha Capital offers fast, flexible and reliable financing at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities. No matter if you are focused on Fix & Flips, Buy & Holds (BRRRR strategy), or Turnkey Investments, we understand your business and are here to help you succeed and grow.
  • Options Credit Union
  • 5935 S Zang St, Unit 4, Littleton, CO, 80127
  • Options Credit Union (formerly named Legal Community Credit Union) is a non-profit financial institution that was established in 1979 by the Denver Bar Association to serve the legal communities banking & financial needs. Options Credit Union you can enjoy a fuill suite of products and services with no monthly fees, no minimum balance requirements.
  • Colorado Credit Union
  • 10026 W. San Juan Way, Littleton, CO, 80127
  • Our story began in 1973 when 35 Johns Manville employees gathered their funds together and started our credit union as a member-owned financial cooperative. We grew rapidly over the years, serving only employees, retirees, and family members of Johns Manville. In 1998, we expanded our membership to include other employer groups
  • Fit Lending
  • 10146 West San Juan Way, Unit 100, Littleton, CO, 80127
  • Fit Lending, we are the ideal choice for a homebuyer in Colorado. We offer low mortgage rates, fast closings and one-on-one personalized service. With our streamlined mortgage approval process, we will close your purchase transactions as quickly as possible and keep you and your realtor updated throughout the process.
  • Complete Funding Financial Services Inc
  • 7560 South Dome Peak, Littleton, CO, 80127
  • At Complete Funding Financial Services, where we specialize in residential mortgages. At Complete Funding Financial Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.