USDA Vs. FHA Pro and Con comparison in Hawaiian-Beaches, Hawaii County, HI
For 2025, the USDA loan limit in Hawaiian-Beaches, within Hawaii county of HI, is $391,000. For a single-family home, the FHA limit is $408,250.
Use Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, assisting you in selecting the best program for your specific financial situation in .
2025 Loan Limits and Downpayment Requirements in Hawaiian-Beaches, County of Hawaii, HI
Loan Type
Loan Limit
Down Payment
USDA
$391,000
0%
FHA
$408,250
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Hawaiian-Beaches, HI
Lendersa® aims to securely provide you with the best USDA or FHA loan, quickly and without hassle. Select one of three initial strategies to effectively match lenders and explore USDA loan programs.
A USDA home loan, known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture. Available only in rural neighborhoods, it differs from FHA loans, which require a minimum down payment of 3.5%. USDA loans require no down payment at all.
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