USDA Loan Vs. FHA loan for Hawaiian-Beaches, HI [Hawaii County Rates 2023]

In 2025, USDA loan limit in Hawaiian-Beaches, county of Hawaii, HI is $391,000 while FHA limit is $408,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hawaiian-Beaches, HI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Hawaii?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(503) 512-5234 2581 miles Lender's profile and map Reviews Wealthbridge Mortgage 500 West Eighth Street, Suite 45, Vancouver, WA, 98660 With over three decades in the mortgage industry and thousands of funded loans, we are experts in innovative mortgage financing. Today, challenging mortgage applications often get turned down for being “outside of the box”, but not at Wealthbridge. We want to help build your future, not make it harder.
(360) 984-5264 2581 miles Lender's profile and map Reviews DC Lending LLC 1111 Main Street, Suite 210, Vancouver, WA, 98660 DC Lending started in 1998 as a new family operated mortgage company. As we moved into the second generation of business, one of our sons settled in Portland and another daughter settled in Eastern Washington. With this new generation, our family decided to continue to share our knowledge, and passion for the industry.
(503) 922-3120 2581 miles Lender's profile and map Reviews Davis Financial, LLC 310 West 11th Street, Vancouver, WA, 98660 Davis Financial, LLC founer of Howie Davis 16 years of experience as a loan originator, and with degrees in finance and accounting, my background enables me to provide excellent service and sound advice to my clients. Customer service is the cornerstone of my business. I truly enjoy helping and educating clients about the loan process.
(360) 606-1106 2582 miles Lender's profile and map Reviews Imagination Age Mortgage Inc 6800 Ne 59th Place, Portland, OR, 97218 We are dedicated to finding the best loan options for our customers while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process – from application to closing and beyond.
(360) 719-1211 2582 miles Lender's profile and map Reviews Belay Mortgage Group Inc 316 E Fourth Plain Blvd, Suite E, Vancouver, WA, 98663 "Belay Mortgage Group is a boutique local mortgage broker licensed in Washington, Oregon and California. We have options to finance with conventional (QM and non QM loans), construction, VA, FHA, USDA. We are a full service brokerage. Licensed under: Oregon Mortgage Lending License ML-5695; Washington Mortgage Broker's Practices Act MB-1737549
(503) 760-5304 2582 miles Lender's profile and map Reviews NW Priority Credit Union 12630 SE Division, Portland, OR, 97236 NW Priority Credit Union is strongly committed to the Credit Union philosophy of "People Helping People." With branches located throughout the Portland metro area and in Vancouver, WA. We consistently strive to provide outstanding member service to our members as they are our #1 Priority!
(503) 256-5858 2582 miles Lender's profile and map Reviews Pacific NW Federal Credit Union 12005 NE Erin Way, Portland, OR, 97220 PNWFCU is a friendly credit union on a mission to be Your Financial Partner for Life. Since 1942, we’ve been putting people before profits, looking for ways to give back to our members & serve our community. Persons who live, work, worship or attend school in & businesses & other legal entities located in these counties are eligible to join PNWFCU.
(971) 266-4900 2582 miles Lender's profile and map Reviews Kaiperm Northwest Federal Credit Union 7505 NE Ambassador Place, Suite A, Portland, OR, 97220 KaiPerm NW Credit Union serves the entire Kaiser Permanente Northwest Region family. The credit union is a not-for-profit financial cooperative. Our mission is to help members get ahead financially by improving their financial health and personal well-being. The credit union’s membership closely mirrors Kaiser Permanente.
(503) 774-3848 2582 miles Lender's profile and map Reviews Ironworkers USA Credit Union 11620 NE Ainsworth Circle, Suite 400, Portland, OR, 97220 Ironworkers USA Federal Credit Union is dedicated to promoting community development in all of the areas it conducts business and to provide affordable financial services to low-income people. In doing so, we will help them build assets and achieve financial stability. As a Financial Cooperative, We are Owned and Operated by Our Members.
(503) 232-2876 2582 miles Lender's profile and map Reviews CU Business Group 9600 NE Cascades Pkwy, Suite 250, Portland, OR, 97220 CU Business Group provides business lending, deposit and consulting services to credit unions nationwide. As the largest business services CUSO in the industry, CU Business Group serves more than 627 credit unions in 48 states, providing products and technical expertise to help credit unions plan
(503) 253-3299 2582 miles Lender's profile and map Reviews Agape Mortgages Inc 2931 NE Rocky Butte Rd, Portland, OR, 97220 Agape Mortgages Inc George and his team will treat you with the respect as an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.