USDA Vs. FHA your options comparison in Hawaiian-Ocean-View, Hawaii County, HI
In 2025, the USDA loan limit for Hawaiian-Ocean-View, located in the county of Hawaii, HI, is $391,000. Meanwhile, the limit for an FHA loan on a single-family home is $408,250.
Use the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates and determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you identify the best program for your specific financial situation in .
2025 Loan Limits and Downpayment Requirements in Hawaiian-Ocean-View, County of Hawaii, HI
Loan Type
Loan Limit
Down Payment
USDA
$391,000
0%
FHA
$408,250
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Hawaiian-Ocean-View, HI
Lendersa® is dedicated to swiftly obtaining the best USDA or FHA loan for you without hassle. Start by choosing one of three approaches that match you with lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. This type of loan is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages do not require any down payment at all.
This credit union is a member-owned, democratically operated, not-for-profit organization managed by a board of directors, with the specified mission of meeting the credit & savings needs of consumers, especially persons of modest means. The purpose of this credit union is to promote thrift among its members by affording them an opportunity.
Roanoke Valley Community CU, a member-owned, democratically controlled financial cooperative that exists "Not for Profit, not for Charity, but for Service, " is committed to serve the financial needs of our membership. It is our responsibility to maximize the benefits to our members while maintaining financial stability.
Member One Federal Credit Union is a full-service, member-owned financial institution serving the needs of its communities for more than 80 years. Member One is headquartered in Roanoke, VA and serves over 120, 000 members, is more than $1 billion in assets, operates 15 branch facilities.
American Liberty Mortgage - Polk County - Winter Haven, FL
223 7th Street Southwest, Winter Haven, FL, 33880
American Liberty Mortgage, Inc. provides home loans, mortgage rates & mortgage refinance programs. | All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures.
First Mortgage Corporation of Winter Haven is a licensed mortgage lender in the State of Florida. We make and service loans for qualified individuals. We're a family run business; we understand the importance of investment in community. In these difficult times, its comforting to know there is someone who cares on the other end of the phone.
290 Cypress Gardens Blvd SE, Winter Haven, FL, 33880
In 2005, two Floridian real estate & development families, recognized signs of a housing catastrophe, through the over-inflated home values, which was caused by risky mortgage products and lax lending standards.In 2006, Vertical Lending was founded, as a licensed mortgage lender, to provide a higher lending standard.
181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”
Finance. Jason has been in the mortgage industry since 2001 and founded Mortgage Lending Associates in 2003. He is an experienced and knowledgeable mortgage executive, he has personally funded over 100 million in residential loans. Outside of mortgage lending Jason enjoys running, playing basketball and spending time with his two children
"ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
“When I bought my first house, I realized how confusing the mortgage process could be."
