USDA Vs. FHA Pro and Con comparison in Holualoa, Hawaii County, HI
For 2025, the USDA loan limit in Holualoa, within Hawaii county, HI, is set at $600,000, while that for an FHA loan is $517,500 for single-family homes.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA optimal rates and ascertain the income, credit, reserves, and documentation required for eligibility. Our comprehensive mortgage calculator lets you view and evaluate the USDA, FHA, VA, and Conforming options together, helping you decide the most favorable program for your financial situation in .
2025 Loan Limitations and Downpayment Needs in Holualoa, Hawaii County, HI
Loan Type
Loan Limit
Down Payment
USDA
$600,000
0%
FHA
$517,500
3.5%
Conventional Conforming
$1,089,300
3%
Available USDA and FHA Loan Choices in Holualoa, HI
Lendersa® aims to provide you with the best USDA or FHA loan promptly and easily. Pick from three starting points to connect with lenders and USDA loan programs effectively.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as a USDA rural development loan or mortgage, is available only in rural regions. Contrary to FHA loans, which require a minimum down payment of 3.5%, USDA loans need no down payment at all.
"AEM was disrupting old school lending with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7.
All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values AEM lives by."
Homeland Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
The Florida Mortgage Firm serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act. Headquartered just outside of Tampa, we are conveniently located in the center of the state
VyStar is a not-for-profit, member-owned credit union. That means we work to improve the lives of our members as well as the places we call home. We offer a spectrum of better banking products and superior customer service to help members reach their financial goals. Just as we believe in the importance of being a trusted financial institution
Southeastern Bank, established in 1888, has a long history of serving its customers and communities. From deposit accounts and loans to investments and more, Southeastern Bank has the financial products you need most. Southeastern Bank has 10 locations throughout coastal Georgia and northeast Florida.
At Caro, we are focused on changing people’s lives with creative problem-solving solutions to the financial challenges life throws at you, both simple and complex. We give you the tools you need to succeed, help you achieve your goals and work together on a plan that is easy to follow. Caro treats every person with equal importance.
We have one mission, to make it simple, make it faster, make it cheaper. By design, we are always learning and improving our process. We strive to make the mortgage process effortless. We believe in constant employee training to improve the client experience. We know our stuff! In addition to the production side
301 West Bay St, Suite 1488, Jacksonville, FL, 32202
Trillium Capital Resources for several years and have closed on numerous financing deals, ranging from Life Insurance money, Credit Union, Agency and HUD. They listen to what our objectives are and formulate the right solution for us every time. We are glad to have them provide us with the solutions.
Jacksonville Firemen’s Credit Union was established in 1933 to serve our members financial needs. The credit union is a not-for-profit financial cooperative that encourages thrift and provides credit at competitive rates. The credit union is owned and operated by its members. Each member has an equal vote regardless of account balance.
