USDA Loan Vs. FHA loan pro & con for Hilo, Hawaii County, HI

In 2025, USDA loan limit in Hilo, county of Hawaii, HI is $600,000 while FHA limit is $517,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hilo, HI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Hawaii?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(909) 917-1512 2503 miles Lender's profile and map Reviews TDR Mortgage & Real Estate 14726 Ramona Ave, 4th Floor, Chino, CA, 91710 My mission is to serve customers with honesty, integrity and competence and to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(909) 736-3577 2503 miles Lender's profile and map Reviews Empire Mortgage Solutions Inc. 13751 Roswell Avenue, Suite A, Chino, CA, 91710 Our mission is to unite realtor, loan officer, and client in the home loan process as we build lifelong relationships and celebrate successes, all while delivering the American dream of home ownership. We look within ourselves to commit to the most proactive, transparent process in the industry in order to ensure our customers
(909) 762-6561 2503 miles Lender's profile and map Reviews List My Loan 4471 Riverside Dr, Chino, CA, 91710 List My Loan founder of the Nick has helped me over the past few months with the purchase of my first home. His knowledge, patience and dedication led to a first accepted offer on a house which eventually did not yield to anything more than that post inspection Nick was very understanding and helpful in resolving the situation.
(909) 627-7700 2503 miles Lender's profile and map Reviews Spectrum Mortgage Lending 3873 Schaefer Ave, Suite F, Chino, CA, 91710 Spectrum Real Estate Network, based in Chino, California. For over a decade, she has established a passionate presence in the surrounding communities through her professional career and other ventures. Not only a Residential and Commercial Real Estate Broker, but also a Mortgage Loan Originator.
(909) 342-6242 2503 miles Lender's profile and map Reviews Omniscient Capital Mortgage 4110 Edison Avenue, Suite 203A, Chino, CA, 91710 Omniscient Capital Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(844) 921-0945 2503 miles Lender's profile and map Reviews GREEN LION FINANCIAL 370 W. Grand Blvd, Suite 207, Corona, CA, 92882 Green Lion Financial has been in business for 4 years now and leads the way in mortgage help. Each employee has in extensive knowledge in foreclosure rescue, HAMP, FHA, 2nd mortgage settlements, Payment deferments, foreclosure postponement, loan audit. GLF knows that all clients needs are unique.
(951) 667-4300 2503 miles Lender's profile and map Reviews Maximos Lending 200 South Main Street, Suite 150, Corona, CA, 92882 Over the years, Maximos Lending has built and maintained a strong and reliable reputation of a direct lender serving the lending needs of real estate professionals, investors, and home-buyers. An outstanding customer satisfaction and a winning formula for our clients are the primary goals at Maximos Lending.
(949) 903-9203 2503 miles Lender's profile and map Reviews Crown Mortgage + Real Estate 2621 Green River Rd, Corona, CA, 92882 Our team of experts represents the best and brightest in the industry, and we’re always striving to lead the field in research, innovation, and consumer education. Today’s buyers and sellers need a trusted resource that can guide them through the complex world of real estate. With our extensive knowledge and commitment to providing only the best.
(951) 279-5595 2503 miles Lender's profile and map Reviews Home Loans Direct Inc. 2224 Avenida Del, Vista Corona, CA, 92882 We provide financing for the purchase or refinance of residential property located within the state of California. We specialize in FHA, VA, Conventional, USDA, Jumbo, Non-Conforming, and more. With a history of integrity & quality, Home Loans Direct is the place for you. We help you build a foundation with the right tools & services.
(951) 642-1667 2503 miles Lender's profile and map Reviews Express Home Funding Inc. 1307 West 6th Street, Suite 103, Corona, CA, 92882 Express Home Funding have accumulated extensive knowledge in their 40 years of shared experience. The most important realization taken away from it all is that a mortgage company's success is determined by sharing this knowledge with their agents. Our core values as a company is to not only promote growth as a professional.