USDA Vs. FHA Pro and Con comparison in Belvidere, Boone County, IL
As of 2025, the limit for USDA loans in Belvidere, within Boone County, IL, is $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to analyze and juxtapose today's competitive USDA and FHA rates. Determine your income needs, credit qualifications, reserves, and necessary documentation to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, aiding you in choosing the program best suited for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Belvidere, Boone, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Opportunities in Belvidere, IL
Lendersa® is dedicated to bringing you the best USDA or FHA loan available, quickly and without stress. Choose from three initial approaches that link you with suitable lenders and USDA loan options.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which ask for a minimum 3.5% down payment, USDA mortgages require no down payment.
9036 Mission Boulevard, Suite 141, Riverside, CA, 92509
We are real estate and mortgage brokerage, specializing in helping our clients achieve their goals of home ownership. We also assist investors with the purchase of both residential and commercial properties and Our firm specializes in REO transactions, with extensive experience in Short Sales, Deeds-In-Lieu of Foreclosure and more..
At North South Mortgage we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
31730 Railroad Canyon Rd, Suite 4, Canyon Lake, CA, 92587
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
31600 Railroad Canyon, Suite E, Canyon Lake, CA, 92587
At Prodigious Capital Group Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Secure Choice Lending is a mortgage lender committed to helping prospective and current homeowners finance their dreams. Reachable by phone, online or in person, Secure Choice Lending prides itself on customer service, on serving your real estate needs day or night. Independently owned, Secure Choice Lending subsists on hard work.
2900 Adams Street, Suite A305, Riverside, CA, 92504
At Locke Your Loan we strive to create a client experience like no other, but we can’t do that without a team. In the office, we focus on maintaining and providing a positive workplace by creating an environment that is respectful and rewarding. Our Mission is to provide our clients with education.
At Marin Realty Group we have a "client first philosophy" and love to help people with their real estate needs. If you need a real estate agent in Perris, California then Jose Marin and his team of real estate experts is the answer! We proudly serve the communities of Perris, Menifee, Riverside and Moreno Valley from our office
U2 FUNDING INC Mortgage Broker provide you with lowest possible mortgage rates to make your home mortgage or refinance process easy and hassle free process for your home, residential, investment and commercial properties. Either you are purchasing your first home, refinancing your existing home, buying commercial or investment properties.
