USDA Loan Vs. FHA loan pro & con Poplar-Grove, Boone County, IL

In 2025, USDA loan limit in Poplar-Grove, county of Boone, IL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Poplar-Grove, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(518) 782-1202 Lender's profile and map Reviews Maple Tree Funding 1202 Troy Schenectady Rd, Bldg 3, Latham, NY, 12110 Maple Tree Funding is a New York State Registered Mortgage Broker. Established in 2003, we have been providing excellent mortgage programs for both home purchases and home refinancing to home buyers throughout New York State for more than a decade.We are a locally owned & operated company based in Latham, New York with a branch office in Queensbury
(518) 495-0047 Lender's profile and map Reviews FREEDOM ONE FUNDING, INC 404 Troy Schenectady Rd, Latham, NY, 12110 Low rate mortgage refinancing, FHA loan rates, fixed mortgage refinance, low equity loans, refinance mortgages, second mortgage rates, home equity loan and new home financing provided by Freedom One Funding. Freedom One Funding, Inc. – Registered Mortgage Broker – NYS Dept. of Financial Service. Loans arranged through third party providers.
(518) 782-1855 Lender's profile and map Reviews Northeast Funding Services, Inc. 30 Century Hill Dr Suite 103, Latham, NY, 12110 Northeast Funding is a Licensed Mortgage Broker in both New York and Connecticut. As a broker we do the hard part for you. We shop out the interest rate between several local, regional, and national banks to find which one is the for you. We make the process as simple as we can for you.
(973) 430-7923 Lender's profile and map Reviews Public Service Plaza Federal Credit Union 80 Park Plaza, Newark, NJ, 07102 Public Service Plaza Federal Credit Union has been open since 1953. The credit union has assets totaling $18.7 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves communications.
(973) 344-8660 Lender's profile and map Reviews ILA Local 1235 Federal Credit Union 1 Gateway Center, Suite 2600, Newark, NJ, 07102 The I.L.A LOCAL 1235 Federal Credit Union was created for the members of the International Longshoreman Association. Our membership is based on longshoreman, warehouseman, checkers & the immediate family of members.We have been here for our members since 1982. The credit union is preparing to expand their current services for our wonderful members.
(973) 622-6028 Lender's profile and map Reviews Federal Employees Newark Federal Credit Union 970 Broad Street, Newark, NJ, 07102 FENFCU is a federally chartered, full-service credit union whose members are employees of federal employees, and their family members, of agencies that are headquartered, or have been historically headquartered out of Nothern New Jersey. This list includes IRS, USDOJ, Homeland Security, the US Courts in New Jersey, FBI, DEA, ATF, SSA, GSA.
973 735 0888 Lender's profile and map Reviews Ary Ming Asset Funding 24 Commerce St. Suite 606, Newark, NJ, 07102 AryMing Asset Funding, LLC (AAH) is a boutique, private real estate lending sponsorship firm founded in 2010. We purchase, finance, sell, and assign mortgages & notes. We cater to accredited, high net worth individuals who appreciate transparency and personalized service in the distress asset sector of real estate.
(844) 763-4466 Lender's profile and map Reviews SoFi PO Box 11733, Newark, NJ, 07101 SoFi’s mission is to help people reach financial independence to realize their ambitions. And financial independence doesn’t just mean being rich—it means getting to a point where your money works for the life you want to live. Everything we do is geared toward helping our members get their money right. We’re constantly innovating
(845) 463-3011 Lender's profile and map Reviews Hudson Valley Credit Union PO Box 1071, Poughkeepsie, NY, 12602 Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.
(800) 363-8115 Lender's profile and map Reviews Spencer Savings Bank 611 River Drive, Elmwood Park, NJ, 07407 Spencer Savings Bank is a leading New Jersey-based community bank headquartered in Elmwood Park, N.J. For over 100 years, we have been serving our local communities with integrity and pride. Roots matter, because they mean experience. They mean real insight into what makes our communities strong.
(973) 472-7218 Lender's profile and map Reviews Waring Investments 125 Kingsland Avenue, Suite 201, Clifton, NJ, 07014 Waring Investments, Inc. was founded in 1991. Owners and principals, Morris and David Spector, have successfully led Waring since its inception and have over 50 years of combined experience in the hard money loan business. They have distinguished the Company as a direct lender in the commercial-private and hard money real estate market.