USDA VS FHA in Braidwood, Will County, IL

In 2025, USDA loan limit in Braidwood, county of Will, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Braidwood, county of Will, IL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Braidwood, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Flatwater Bank
  • 900 Lake Avenue, Gothenburg, NE, 69138
  • Flatwater Bank has been pioneering banking since 1902. We are proud to be family-owned and work hard to offer our customers the very best in community banking. We want the communities we live and work in to be strong. We want a place where kids can return to work, where people can start and grow businesses, and neighbors reach out to lend a hand.
  • First State Bank Nebraska
  • 605 10th Street, Gothenburg, NE, 69138
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate.
  • Howard County Education Federal Credit Union
  • 3458 Ellicott Center Drive, Suite 106, Ellicott City, MD, 21043
  • In 2011, the HCTA Federal Credit Union petitioned NCUA to expand our charter from a Single Common Bond Charter to a Multiple Common Bond Charter. This allows us to offer membership to other entities in Howard County who are in some way affiliated with schools. Our first new membership group was the High School Students of HCPSS, beginning 2012.
  • United Equity Lending LLC
  • 5230 Harvey Lane, Ellicott City, MD, 21043
  • Our mission is to serve our customers with honesty, integrity, and transparency. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Village Bank
  • 15871 City View Drive, Suite 300, Midlothian, VA, 23113
  • At Village Bank, we believe you're a neighbor, not a number. Our dedication to serve shows in everything we do and say. From the uniquely personal attention we give every individual and business to the time we spend volunteering in our communities, we far more than just another bank.
  • Community Bankers’ Bank
  • 2601 Promenade Parkway, Midlothian, VA, 23113
  • CBB is cooperatively owned by community banks, run by community bank executives and only works with community banks. We are state-chartered and federally-regulated and we abide by all of the regulations and guidelines that govern community banks. We are as community as a bank gets.
  • Village Bank Mortgage
  • 15871 City View Drive, Suite 300, Midlothian, VA, 23113
  • Our dedication to serve shows in everything we do and say. From the uniquely personal attention we give every person, to the time we spend volunteering in our communities, Village Bank Mortgage is far more than just another mortgage lender. It is a place where the power of friendship, community and people working together.
  • Coastal Lending Group LLC
  • 909 Ridgebrook Road, Suite 108, Sparks Glencoe, MD, 21152
  • At Coastal Lending Group LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • PS Bank PA
  • 76 Church St, Wyalusing, PA, 18853
  • PS Bank opened for business on December 14, 1914 as Peoples State Bank of Wyalusing. The Bank was the 444th bank to be insured by the Federal Deposit Insurance Corporation and maintains that same FDIC number today. PS Bank is one of the oldest banks in the country. In 1998, the Bank opened an insurance and investment products division.
  • PS Bank
  • 76 Church Street, Wyalusing, PA, 18853
  • PS Mortgage is a full service mortgage lender. Member FDIC and Equal Housing Lender.. PS Mortgage is the most efficient and simplest way to manage buying a home. Everyone as PS Mortgage worked extremely hard to get me the home I wanted. There was consistent communication, and they went above and beyond when things didn't go according to plan.