USDA Vs. FHA your options comparison in Braidwood, Will County, IL

For 2025, the USDA loan limit in Braidwood, which falls under Will County, IL, is $336,500. On the other hand, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to weigh today's top USDA against FHA rates. Identify the income, credit score, reserves, and documents required to qualify. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in deciding which program in is ideally suited for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Braidwood, Will, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Examine USDA and FHA Loan Opportunities in Braidwood, IL

The primary aim of Lendersa® is to quickly provide you with the best USDA or FHA loan, seamlessly and without hassle. Begin by choosing one of three pathways to connect with matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in IL?

A USDA home loan, guaranteed by the Department of Agriculture and often referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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