In 2026, the USDA loan limit for Coal-City, located in Grundy county, IL, is $303,600. In contrast, the FHA limit for a single-family home is $379,500.
Utilize the Lendersa® USDA loan calculator to explore and compare today's best rates for USDA and FHA loans, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you determine which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $303,600 | 0% |
| FHA | $379,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is focused on swiftly obtaining the best USDA or FHA loan for you without any hassle. Choose one of the three starting options to connect with lenders and find the suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans have no down payment requirement, offering a significant benefit for those who qualify.
Enter your location to find out if it qualifies for USDA rural housing loan?
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