USDA VS FHA in Calumet-City, Cook County, IL

In 2025, the USDA loan limit for Calumet-City in Cook, IL is $0, whereas the FHA limit for a single-family home is $379,500.

Use the Lendersa® USDA loan calculator to compare current USDA vs. FHA rates and determine the needed income, credit, reserves, and documents to qualify. This advanced tool lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program for your financial situation in Alabama.

Compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Calumet-City, Cook, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Calumet-City, IL

The goal of Lendersa® is to swiftly secure the best possible USDA or FHA loans for you without hassle. Start with one of three approaches that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

A USDA home loan, guaranteed by the Department of Agriculture and known as either a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • South Wind Financial Inc
  • 6655 West Sahara Avenue, Suite D114, Las Vegas, NV, 89146
  • We pride ourselves on ensuring that our Customers are totally satisfied with our Services and get the best Loan possible. Picking the right mortgage firm can be challenging. You want a firm that has experience, industry knowledge, and, of course, innovative ideas. Our firm has the background and knowledge to help you or your company succeed.
  • United Way Mortgage LLC
  • 2980 South Rainbow Boulevard, Suite 200L, Las Vegas, NV, 89146
  • United Way Mortgage, we are dedicated to you and all your different mortgage needs.We have the experienced loan officers a a team, we've won several awards as diamond broker to a lot of lenders. But, our most important win is making you a happy, life-long customer and Our mortgage firm is here to help you and your business
  • Mortgage Solutions LLC
  • 6625 West Sahara Avenue, Suite 8, Las Vegas, NV, 89146
  • Mortgage Solutions, LLC is dedicated to provide mortgage services to borrowers in Nevada and California. The company was founded in 2004 and has helped thousands of clients with all of their mortgage lending needs. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution.
  • ICG Enterprises LLC
  • 6370 W Flamigo Rd, Unit 5, Las Vegas, NV, 89103
  • We have a unique way to handle every file we receive. It is the best way to get clients funded. Except for our company, no other will do this. We do our loans inside out. That means, we seek an underwriter’s approval before a loan application is submitted. This approach ensures that time will not be wasted. After all, wasting time is wasting money.
  • Omni Lending LLC
  • 2620 Regatta Drive, Suite 102, Las Vegas, NV, 89128
  • Exceptional customer service is the number one job for our company. The Omni Lending team was built with you as our focus. Our mission is to serve our customers with honesty integrity & expertise. We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
  • Capline Mortgage LLC
  • 7251 W. Lake Mead Blvd, Suite 300, Las Vegas, NV, 89128
  • "I'M DEE! OWNER OF CAPLINE MORTGAGE, LLC My mortgage brokerage company originates PURCHASE and REFINANCE loans for residential and commercial properties in Nevada. My loans are brokered to mortgage banking companies, direct portfolio lenders, or private money investors for their approvals and fundings."
  • Merit Lending LLC
  • 9960 West Cheyenne Avenue, Suite 240, Las Vegas, NV, 89129
  • "Merit Lending is a full-service mortgage company based in Las Vegas, NV. We specialize in home loans and refinancing in Nevada and California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or help you with your refinancing needs. In terms of Purchase Loan programs, we off
  • Stream Line Mortgage Corp
  • 5115 S Decatur Blvd, Suite 200, Las Vegas, NV, 89118
  • We offer several mortgage-related products to help finance your first home, even lower your monthly payment on your current mortgage, and more. We offer mortgage products such as FHA, Conventional, VA, Non-prime, & even private funding to best suit our client’s needs. Currently operating in our home town Las Vegas, NV. We are currently licensed in