USDA Vs. FHA your options comparison in Carmi, White County, IL
In 2025, the USDA loan limit in Carmi, White county, state of IL, is set at $336,500. In contrast, the FHA loan cap for a single-family home stands at $472,030.
To evaluate the top USDA versus FHA rates currently offered, use the Lendersa® USDA loan calculator. This tool also assists in determining the required income, credit status, reserves, and documentation needed for eligibility. By using our mortgage calculator, you can compare USDA, FHA, Conforming, and VA loan options side by side, helping you select the most suitable program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Carmi, White, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Carmi, IL
The aim of Lendersa® is to offer you the most advantageous USDA or FHA loan efficiently and without complication. Choose from three potential starting points that guide you to matching lenders and appropriate USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and referred to as either a USDA rural development loan or mortgage, is accessible only in rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, the USDA mortgage requires no down payment, thus offering an easier path to homeownership for eligible applicants in rural communities.
6625 West Sahara Avenue, Suite 8, Las Vegas, NV, 89146
Mortgage Solutions, LLC is dedicated to provide mortgage services to borrowers in Nevada and California. The company was founded in 2004 and has helped thousands of clients with all of their mortgage lending needs. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution.
5115 S Decatur Blvd, Suite 200, Las Vegas, NV, 89118
We offer several mortgage-related products to help finance your first home, even lower your monthly payment on your current mortgage, and more. We offer mortgage products such as FHA, Conventional, VA, Non-prime, & even private funding to best suit our client’s needs. Currently operating in our home town Las Vegas, NV. We are currently licensed in
5765 South Rainbow Boulevard, Suite 109-C, Las Vegas, NV, 89118
Ovation Mortgage helping people and guide them through the entire loan process, so that they feel confident as they make choices about the options available for their financing strategy. I make it a point to be involved and stay involved throughout all stages of the loan application process.
5940 South Rainbow Boulevard, Suite 4014, Las Vegas, NV, 89118
City View Mortgage Purchasing or refinancing a house can be a huge undertaking. You can rely on us to lead you to the loan program that's perfect for you. We can help you with a variety of specialty loan programs including 100% USDA financing, VA Loans and FHA programs Jason Lee is the President of the City View Mortgage
4990 South Rainbow Boulevard, Suite 100, Las Vegas, NV, 89118
Family mortgage has built a strong reputation as an outstanding mortgage broker firm serving the lending needs of real estate professionals, builders, and individual buyers for over 10 years. Fixed rate mortgages are the most traditional of home loans. They have consistent monthly payments for the life of the loan with more of the interest.
6525 West Warm Springs Road, Suite 108, Las Vegas, NV, 89118
Medallion Mortgage Inc., partners have over 100 years of experience, collectively. We work with Home Builders, Realtors, Affinity groups and Non-profits to help families experience the satisfaction of homeownership. We provide opportunities for career growth and advancement for professionals of all levels.
QRATE Mortgages sends out promotional and informational communications relying on the personal identifiable information it has collected. You will have the option of indicating your desire to receive or not receive this type of communication at the time of your provision of such information to iQRATE MORTGAGES.
2620 Regatta Drive, Suite 102, Las Vegas, NV, 89128
Exceptional customer service is the number one job for our company. The Omni Lending team was built with you as our focus. Our mission is to serve our customers with honesty integrity & expertise. We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
7251 W. Lake Mead Blvd, Suite 300, Las Vegas, NV, 89128
"I'M DEE! OWNER OF CAPLINE MORTGAGE, LLC
My mortgage brokerage company originates PURCHASE and REFINANCE loans for residential and commercial properties in Nevada.
My loans are brokered to mortgage banking companies, direct portfolio lenders, or private money investors for their approvals and fundings."
9960 West Cheyenne Avenue, Suite 240, Las Vegas, NV, 89129
"Merit Lending is a full-service mortgage company based in Las Vegas, NV. We specialize in home loans and refinancing in Nevada and California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or help you with your refinancing needs.
In terms of Purchase Loan programs, we off
