USDA Vs. FHA Pro and Con comparison in Fairfield, Wayne County, IL
In 2025, the USDA loan limit for Fairfield in Wayne county, IL is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the leading USDA vs. FHA rates available today. This tool helps evaluate the necessary income, credit, reserves, and documentation for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options together, aiding your decision on the most suitable program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Fairfield, Wayne, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Fairfield, IL
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan available, without hassle. Choose one of three pathways, leading you to compatible lenders and suitable USDA loan options.
A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusively offered for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment, making them more accessible for eligible rural applicants.
At Market Street Mortgage, LLC, where we specialize in residential mortgages. At Market Street Mortgage, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
The Farmers Savings Bank is a branch office of The Farmers Savings Bank. They provide the following services: Full Service Office Location and are located at 111 West Main Street in Spencer Ohio.
Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
PromiseOne Bank (f/k/a NOA Bank) was established on November 6, 2008 by a group of individuals who shared a vision to create a true community bank that would serve our community and its diverse population. We started our banking operation from our main branch in Gwinnett County & have expanded our geographic footprints to Dekalb & Fulton Counties.
Our story begins on April 28, 1952 when we received our charter under the name of Atlanta GSA Federal Credit Union. We were founded to serve the federal government employees of the General Service Administration (GSA). Over the years, we have made over 400 additions to our original charter through mergers and new SEGs. In 1996,
2645 North Berkeley Lake Road, Building A, Suite 102, Duluth, GA, 30096
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"We’re making getting a mortgage easier than ever before. Brightside Home Loans Inc.
has an experienced team of brokers on staff. From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days."
3473 Satellite Blvd, Suite 200N, Duluth, GA, 30096
Keystone Residential Mortgage LLC Every day I help clients obtain the best loans in San Francisco in order to finance their properties. I provide specialized home-buying and refinancing services, and my approach is focused on addressing their needs and financial situations throughout the entire real estate financing process.
2645 N Berkeley Lake Road, Building F, Suite 138 & 139, Duluth, GA, 30096
United Premier Funding founded 2011 and also a Residential Mortgage Broker serving in the state of Virginia aims to maintain an effective and professional attitude to serve our customers. Our mission and entire team has always been committed to providing customers with quality service to assist.
Northeast Capital Finance is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
