USDA VS FHA in Flossmoor, Cook County, IL

In 2025, the USDA loan limit in Flossmoor, within Cook, IL has been set at $0. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and differentiate today’s optimal USDA and FHA rates. This tool assists in identifying the necessary income, credit, reserves, and required documents for qualification. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you decide which program in best suits your financial objectives.

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2025 Loan Limits & Downpayment Requirements in Flossmoor, Cook, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Flossmoor, IL

At Lendersa®, our mission is to facilitate you in quickly securing the best USDA or FHA loan without hassle. Choose one of three available options that guide you to lenders and USDA loan programs.

Lendersa USDA loan request matching results

Understanding the USDA Loan in IL

The USDA home loan, underwritten by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a 3.5% down payment, the USDA loan requires none, offering a no-down-payment option.

Enter your location to find out if it qualifies for USDA rural housing loan?



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