USDA and FHA Pro and Con in Hazel-Crest, Cook County, IL
As of 2025, the USDA loan cap in Hazel-Crest, county of Cook, IL stands at $0, whereas the FHA cap for a single-family residence is $379,500.
Utilize the Lendersa® USDA loan calculator to contrast today's USDA and FHA rates. It also assists in evaluating the necessary income, credit score, reserves, and requisite documents for qualification. With our enhanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, choosing the most suitable program for your financial needs in .
2025 loan limits and downpayment details within Hazel-Crest, county of Cook, IL
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan possibilities in Hazel-Crest, IL
The aim of Lendersa® is to efficiently secure you the most favorable USDA or FHA loan options with ease. Kickstart your journey by choosing one of three paths to connect with lenders offering suitable USDA loan programs.
A USDA home loan is a government-backed loan through the Department of Agriculture, often called a USDA rural development loan or USDA mortgage. It's specifically available in rural zones. Unlike FHA mortgages that require a 3.5% down payment, the USDA loan demands none.
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