USDA VS FHA in Hazel-Crest, Cook County, IL

As of 2025, the USDA loan cap in Hazel-Crest, county of Cook, IL stands at $0, whereas the FHA cap for a single-family residence is $379,500.

Utilize the Lendersa® USDA loan calculator to contrast today's USDA and FHA rates. It also assists in evaluating the necessary income, credit score, reserves, and requisite documents for qualification. With our enhanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, choosing the most suitable program for your financial needs in .

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2025 loan limits and downpayment details within Hazel-Crest, county of Cook, IL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan possibilities in Hazel-Crest, IL

The aim of Lendersa® is to efficiently secure you the most favorable USDA or FHA loan options with ease. Kickstart your journey by choosing one of three paths to connect with lenders offering suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

A USDA home loan is a government-backed loan through the Department of Agriculture, often called a USDA rural development loan or USDA mortgage. It's specifically available in rural zones. Unlike FHA mortgages that require a 3.5% down payment, the USDA loan demands none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Hinsdale Bank & Trust Company, National Association
  • 25 E 1st St, Hinsdale, IL, 60521
  • Hinsdale Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
  • First Eagle Bank
  • 1201 West Madison Street, Chicago, IL, 60607
  • First Eagle Bank is an entrepreneurial, independent bank, offering a complex range of commercial and personal banking services in the Chicago land area. We are focused on developing long lasting relationships with our customers, our community and our staff. We are proud to carry a Superior Five Star Rating from Bauer Financial.
  • E-Finance Mortgage LLC
  • 948 West Madison Street, Suite CE, Chicago, IL, 60607
  • E-Finance Mortgage is a conscientious devotee of humble service to our clients, offering convenient & low priced home mortgage services for purchase & refinance of the American dream of owning a home.We are focused on becoming the 1st choice in the markets we serve through integrity, exceedingly high business ethics & valuable social responsibility
  • Stateside Private Capital, Inc.
  • 1016 W. Jackson Blvd., Chicago, IL, 60607
  • 50 States Capital, Inc. is a firm that engages capital resources that invest in Hard Money Loans that are asset based (real estate, AR, equipment and Intellectual Properties), Business Loans (Unsecured and Secured), Note Acquisitions, Joint Ventures, Real Estate Investments and Mergers & Acquisitions.
  • Loanex Financing Inc
  • 103 Ogden Avenue, Unit 102, Clarendon Hills, IL, 60514
  • LOANEX Financing has a committed team of loan originators with many years of experience in the mortgage industry. We work with our clients from the pre-application stage throughout the closing. We pride ourselves in providing outstanding service and in keeping our clients informed at every step of the loan approval process.
  • Burling Bank
  • 141 West Jackson Boulevard, Chicago, IL, 60604
  • Burling Bank is a full-service, privately owned retail bank located in the heart of Chicago’s financial district. Burling Bank was founded on the desire to provide a higher level of personalized customer service & to treat all clients with discretion & respect. We offer a full suite of banking products & services to meet the deposit & credit needs.
  • U.S. Employees Credit Union
  • 230 S Dearborn Street, Suite 2962, Chicago, IL, 60604
  • USECU is member-owned, and not run by stockholders. Credit unions are not-for-profit organizations; therefore, we are able to pay higher dividends on deposit accounts, charge lower fees, and offer lower rates on loans. U.S. Employees Credit Union has been helping people achieve financial success since 1953.
  • Wintrust Bank, National Association
  • 231 S LaSalle St, Chicago, IL, 60604
  • Wintrust Bank offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts. We believe a bank should be a true asset the a
  • Tech Credit Union
  • 10951 Broadway, Crown Point, IN, 46307
  • Tech Credit Union is a Northwest Indiana based financial institution that provides banking & loan services to the residents and businesses of several NW Indiana and Illinois counties. Being a member-owned and not-for-profit financial institution allows our members to enjoy access to the latest banking services, lower rates on loans