USDA Loan Vs. FHA loan for Forsyth, IL 2025

In 2025, the USDA loan limit in Forsyth, within Macon county, IL, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates and determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you decide which program in suits your financial situation best.

Exploring USDA and FHA Loan Options in Forsyth, IL

Lendersa® aims to provide you with the best USDA or FHA loan quickly and effortlessly. Choose from three options to align with matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in IL

A USDA home loan, backed by the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans have no down payment requirement.

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(844) 437-3264 Lender's profile and map Reviews MDH Mortgage 2303 Parklake Drive, Suite 504, Atlanta, GA, 30345 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(620) 662-8050 Lender's profile and map Reviews Hutchinson Postal & Community Credit Union 2306 North Main Street, Hutchinson, KS, 67502 The credit union was chartered August 2, 1929 as The Hutchinson Federal Employees Credit Union. The credit union initially served those employed by the post office. In 2007, the board of directors voted to open the membership to anyone who lives or works in Reno County. We changed the credit union name to Hutchinson Postal & Community Credit Union.
(620) 669-8500 Lender's profile and map Reviews Dillon Credit Union 2704 N Lorraine Street, Hutchinson, KS, 67502 The Dillon Employees Credit Union was founded in 1958 to provide financial services specifically for the employees of the Dillon Companies.The credit union offices were located at the Dillon's Main Office & Warehouse at 2700 East Fourth Street, Hutchinson, KS. In 2009, we expanded our field of membership to the public to better serve the community.
(620) 669-0177 Lender's profile and map Reviews Heartland Credit Union 900 E 23rd Ave, Hutchinson, KS, 67502 Heartland Credit Union was formed April 1, 1948. The Credit Union started life with 14 members and $315.00 in assets. The original place of business was in the home of Clyde and Lela Burk at 528 E. Sherman in Hutchinson. We've grown to many branches throughout Central Kansas, a far cry from our original home in a residence on E. Sherman Avenue.
(540) 639-0885 Lender's profile and map Reviews First NRV Credit Union 900 W. Main St, Radford, VA, 24141 Our credit union was first chartered on June 4, 1937 - that means that our credit union is now over 80 years old - to help serve the needs of the employees of the Radford Pipe Shop (known locally as the Foundry), and was originally named the "Radford Pipe Shop Employees Federal Credit Union".
(304) 329-2699 Lender's profile and map Reviews Preston Federal Credit Union 434 East Main Street, Kingwood, WV, 26537 Preston Federal Credit Union has been open since 1978. The credit union has assets totaling $33.13 Million and provides banking services to more than 2, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
(678) 714-4965 Lender's profile and map Reviews Safe Harbor Mortgage, llc 4841 Stone Moss Path, Hoschton, GA, 30548 In 2012, after 15 years in the mortgage industry, Barb Bone stepped out to establish Safe Harbor Mortgage, a residential mortgage brokerage built upon three core values - professionalism, integrity, and a committment to personal service. In an industry often marked by companies chasing profits over the priorities of their customers
(256) 245-4776 Lender's profile and map Reviews Heritage South Credit Union 60 Gene Stewart Boulevard, Sylacauga, AL, 35151 Heritage South Credit Union is a full service financial institution with locations in Sylacauga, Childersburg, and Moody, Alabama. We offer a full line of Savings, Checking, Loans, Credit Cards, Certificates, IRAs, and much more! Check out our website for the full line of products we offer.
(662) 746-5421 Lender's profile and map Reviews Bank of Yazoo City 104 North Main Street, Yazoo City, MS, 39194 Bank of Yazoo is proud to be Mississippi’s second oldest bank. We have been meeting the financial needs of our communities and customers for over 140 years, and we currently serve our customers and communities in Yazoo, Madison, and Rankin Counties in Mississippi with five convenient locations and one location currently under reconstruction.
(304) 636-0991 Lender's profile and map Reviews Davis Trust Company 227 Davis Avenue, Elkins, WV, 26241 Davis Trust Company was founded on June 17th of 1901 by former US Senator Henry Gassaway Davis. Henry G. Davis is responsible for the formation of many local landmarks in Elkins, WV such as Davis & Elkins College including the historic mansions, Halliehurst and Graceland, as well as Davis Memorial Hospital.
(304) 636-4095 Lender's profile and map Reviews Citizens Bank of West Virginia, Inc. 211 Third Street, Elkins, WV, 26241 Citizens Bank opened its doors January 22, 1924 and has since continued to be a viable community bank, with many of our employees and officers involved in the respective communities they serve. The Board, management and staff of Citizens Bank remain committed to a long-term, personal approach to banking that puts our customers first and foremost.