FHA Vs. USDA loan program for Clinton, De Witt County, Illinois

In 2025, the USDA loan limit in Clinton, situated in the county of De Witt, IL is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to weigh today's most favorable USDA versus FHA rates. This tool helps ascertain the necessary income, creditworthiness, reserves, and documents required for qualification. Through our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side to determine which option in best suits your financial situation.

Exploring USDA and FHA Loan Options in Clinton, IL

Lendersa® aims to quickly and easily secure the best USDA or FHA loan for you. Choose from one of three initial pathways that connect you with suitable lenders and USDA loan options.

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What is a USDA Loan in IL?

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, and is exclusively available in rural neighborhoods. Unlike FHA loans that have a requirement of a minimum 3.5% down payment, USDA mortgage loans do not need any down payment, making them more accessible to qualifying applicants.

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(270) 684-8954 Lender's profile and map Reviews Daviess County Teachers Federal Credit Union 1900 Southeastern Parkway, Owensboro, KY, 42303 The Daviess County Teachers Federal Credit Union is a not-for-profit financial cooperative which was chartered in 1971 and established to serve the employees of Daviess County Public Schools and their families. What began as a small organization has now grown into a full service financial institution.
(270) 570-2237 Lender's profile and map Reviews Elite Mortgage 3943 Hwy 54, Owensboro, KY, 42303 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(414) 425-5555 Lender's profile and map Reviews Corporate Central Credit Union 6262 South Lowell Place, Muskego, WI, 53150 Corporate Central Credit Union is a credit union. We are structured, governed, and provide the same services as retail credit unions that serve consumers, however we only serve credit unions and credit union organizations. We were originally created by the movement to provide loans to credit unions during times of tight
(262) 679-8500 Lender's profile and map Reviews A+ Mortgage Services, Inc. W188 S7820 Racine Av, Suite 100, Muskego, WI, 53150 A + Mortgage Services, Inc. we pride ourselves on offering each of our clients, world class, customer care. It is our commitment to deliver for you the best products available at the absolute lowest price in the market. We do this by our relentless, constant search for the lowest market price by selling our loans direct into the secondary market.
(608) 838-3141 Lender's profile and map Reviews Oregon Community Bank 733 N Main St, Oregon, WI, 53575 One Community Bank is a $1.6 billion community bank in south central Wisconsin. The bank, which was founded in 1976, focuses on three core priorities: serving clients, supporting colleagues and investing in local communities. It has 10 offices in the communities of Oregon, McFarland, Stoughton, Waunakee, Sun Prairie, Middleton, Adams, Oxford
6366145587 Lender's profile and map Reviews Minnow Loan 500 E Broadway, Columbia, MO, 65201 Minnow Loan is a team of real estate professionals striving to provide investors access to the quick cash they need to grow their investment portfolio. Our small office allows us to provide creative lending strategies and the ability to act quickly. Our Fix and Flip, Bridge, and Long-Term Rental (DSCR) loan options offer the powerful leverage and s
(573) 256-2500 Lender's profile and map Reviews Columbia Credit Union 310 E Walnut Street, Columbia, MO, 65201 Columbia Credit Union is unique. Not-for-profit and member-owned since 1935, we are dedicated to satisfying our members' needs. You'll appreciate our friendly service, low interest loans, high-yield savings accounts, and convenient 24-hour account access services. It's what makes us different and better than other financial institutions.
(800) 446-2265 Lender's profile and map Reviews The Callaway Bank 5600 Bull Run Dr, Columbia, MO, 65201 The Callaway Bank is a locally owned, community bank whose goal is to help improve the financial life of our personal and business clients: We're With You For The Moments That Matter & also They can be really big like starting a business or buying a home. They can be small like dinner with friends or treating your team to lunch for a great quarter.
(660) 665-6161 Lender's profile and map Reviews Northeast Missouri State Bank 600 South Baltimore, Kirksville, MO, 63501 The Northeast Missouri State Bank was originally chartered as Schuyler County State Bank in 1933. The name was changed to Northeast Missouri State Bank in 1988, to better reflect our area of customer service, and the main bank moved to Kirksville, MO. In 2004, the bank expanded by purchasing the LaPlata State Bank.
(660) 665-7766 Lender's profile and map Reviews Bank of Kirksville 214 S Franklin St, Kirksville, MO, 63501 The Bank of Kirksville began as the wishful dream of a group of men sitting in the back room of the Adair County Miner's Bank of Connelsville. They dreamed of a bank with friendly service, sound financial advice, and a mission to give back to the community around them. With these ideals in place the Bank of Kirksville was issued a state charter.
(660) 665-3494 Lender's profile and map Reviews Alliant Bank 201 S Baltimore St, Kirksville, MO, 63501 Alliant Bank strongly believes we are partners with our communities. Helping those in our communities pursue their dreams is what we are all about. Our goal is to be the place you come to when you set out to achieve your dreams. No matter what you are trying to achieve; buying a new home
(660) 665-7703 Lender's profile and map Reviews Connections Bank 2817 N Baltimore, Kirksville, MO, 63501 We believe in providing quality service beyond what is traditionally expected. At Connections Bank, you are guaranteed to find friendly customer service representatives to assist you with your lending and savings. We have an experienced lending staff offering a wide range of both consumer and commercial loan products.