USDA Vs. FHA your options comparison in Clinton, De Witt County, IL
In 2025, the USDA loan limit in Clinton, situated in the county of De Witt, IL is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to weigh today's most favorable USDA versus FHA rates. This tool helps ascertain the necessary income, creditworthiness, reserves, and documents required for qualification. Through our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side to determine which option in best suits your financial situation.
2025 Loan Limits and Down Payment Requirements in Clinton, De Witt County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Clinton, IL
Lendersa® aims to quickly and easily secure the best USDA or FHA loan for you. Choose from one of three initial pathways that connect you with suitable lenders and USDA loan options.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, and is exclusively available in rural neighborhoods. Unlike FHA loans that have a requirement of a minimum 3.5% down payment, USDA mortgage loans do not need any down payment, making them more accessible to qualifying applicants.
"We were founded on the “customer for life” principle of doing business and at Metroplex, you’re more than just a number.
With referrals from past customers and local real estate professionals delivering the majority of our company’s production, we make it a point to know our clients and their communities."
Mortgage Approval Group, LLC is a Mortgage Broker that is set out to provide the best home financing option for the families that put their trust in us for their home loan needs. We handle purchase, refinance, and renovation mortgages for families throughout Florida. Comprised on a small group of Mortgage Professionals.
Our mission is to serve our customers with honesty, integrity and competence.
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We pledge to help borrowers overcome roadblocks that can arise while securing a loan.
11007 North 56th Street, Suite 207, Tampa, FL, 33617
At Melange Capital Investments LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
19321-C US Highway 19 N, Suite 408, Clearwater, FL, 33764
The Lending Team, Tampa Bay based mortgage company was created so we could develop an efficient loan origination process with personalized customer service. Part of our application process is to find out what you expect of us! We then go above and beyond to exceed those expectations.
From the very beginning, our mission has been to improve the financial lives of our members throughout Rhode Island. We are committed to the financial well being of the families, businesses and communities we have proudly been serving.
Now at more than $3 billion in assets, Navigant Credit Union is among the largest credit unions in Rhode Island.
Ohmstar Home Lending, LLC. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Blue Dolphin Capital is a mortgage brokerage that specializes in residential and commercial loans. As a company, we understand the benefits of new technology and work closely with some of the most innovative lenders in the industry, to provide an array of loan programs that can best suit our clients. As a leader
LiftFund is a small business lender supporting new and existing entrepreneurs grow their businesses no matter their life circumstances. We believe hard-working entrepreneurs deserve an opportunity to succeed. Since 1994 we've provided affordable business loans and support to thousands of small businesses.
2220 Plainfield Pike, Suite 213, Cranston, RI, 02921
Advanced Mortgage Corp. you get support and expert guidance from experienced licensed loan professionals. Local Loan Officers who know the ins and outs of the RI marketplace. You get the option of working with a select network of local professionals like Real Estate Agents, Attorneys, appraisers.
Pinellas Federal Credit Union is committed to our mission of delivering quality personalized service to our members & communities through: Ensuring professionalism and integrity; Providing members with a safe and sound financial organization; Leveraging innovation to promote membership growth; and Developing an engaged and knowledgeable workforce.
Main Street Bank is a locally run, independent mutual savings institution serving the Metrowest and northern Middlesex communities of Massachusetts. We believe in working together, so we can do more. We are united under a culture that strives every day to contribute to our communities by providing customer-focused, innovative products
