USDA Vs. FHA Pro and Con comparison in Clinton, De Witt County, IL
In 2025, the USDA loan limit in Clinton, situated in the county of De Witt, IL is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to weigh today's most favorable USDA versus FHA rates. This tool helps ascertain the necessary income, creditworthiness, reserves, and documents required for qualification. Through our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side to determine which option in best suits your financial situation.
2025 Loan Limits and Down Payment Requirements in Clinton, De Witt County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Clinton, IL
Lendersa® aims to quickly and easily secure the best USDA or FHA loan for you. Choose from one of three initial pathways that connect you with suitable lenders and USDA loan options.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, and is exclusively available in rural neighborhoods. Unlike FHA loans that have a requirement of a minimum 3.5% down payment, USDA mortgage loans do not need any down payment, making them more accessible to qualifying applicants.
1307 West 6th Street, Suite 103, Corona, CA, 92882
Express Home Funding have accumulated extensive knowledge in their 40 years of shared experience. The most important realization taken away from it all is that a mortgage company's success is determined by sharing this knowledge with their agents. Our core values as a company is to not only promote growth as a professional.
Mortgage Heroes has been helping Active Military and Veterans for more than 15+ years. We help all military families get the answers they are looking for when it comes to housing. Whether its questions about using your VA or new listings in SD, Mortgage Heroes are here to support just as each military member has supported this country
2220 Otay Lakes Road, Suite 502-708, Chula Vista, CA, 91914
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
Cornerstone Commercial Mortgage specializes in commercial real estate finance. We act as mortgage consultants, not simply mortgage brokers, focusing on providing the appropriate financing solutions for each deal and each client. We manage every detail of the loan process from start to finish in a way that's effortless
823 Anchorage Place, Suite 9, Chula Vista, CA, 91914
YourMortgageBlog.com is owned and operated by Marshall-Ryckes, Inc. DBA Sidwell Mortgage Company and Sidwell Funding Group, a San Diego based California Mortgage Brokerage. For decades a 20% down payment was the prevailing standard in the U.S. mortgage industry. The 20% down payment served a twofold purpose.
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Welcome to SouthWest Equity Mortgage, where Customer Satisfaction is our Top Priority! The SouthWest Equity Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home.
We are a full service mortgage brokerage firm with an exceptional staff offering expertise in all types of financing. Our team consists of loan officers that have worked for the largest mortgage lenders in the nation with over 45 years combined mortgage lending experience.We always find ways to get you approved and financed.
Caliber Home Loans is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches,wholesale lending & correspondent lending.Caliber also offers innovative servicing solutions for both conforming and non-conforming loans.
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The First Priority Home Loans Team is your premier mortgage lender located in Chula VIsta, California. First Priority Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Chula VIsta area.
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