In 2026, the USDA loan limit for Harvey, in the county of Cook, IL, is $0, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates today. Identify necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, helping you select the best program suited to your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, the aim is to swiftly and simply provide you with the best USDA or FHA loans. Begin with one of the three options below that help you find matching lenders and USDA loan programs.
USDA home loans are government-backed by the Department of Agriculture and are also known as USDA rural development loans or USDA mortgages. They are specifically for rural areas. Contrary to FHA loans that require a minimum down payment of 3.5%, USDA loans need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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