USDA Vs. FHA Pro and Con comparison in Joliet, Will County, IL
In 2025, USDA loan limit in Joliet, county of Will, IL is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Joliet, county of Will, IL
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Joliet, IL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
We believe working with our friends & neighbors means we can offer more personal,more individualized service than you might get elsewhere.The mortgage loan expert who begins the process with you will work with you all the way through closing. They’ll answer questions,openly sharing advice & helping through all the steps until your loan is approved.
The First National Bank of Hope is a lengthy one. With almost 100 years of assisting our customers, we take pride in how we have grown in the communities we support.
1922 - The State Bank of Hope was sold to the Peoples State Bank
1923 - The Peoples State Bank was converted into a National Banking Charter named The First National Bank of Hop
Brunswick State Bank proudly provides Brunswick, NE and Winnetoon, NE with complete personal and business banking services. The town began in 1879 when the Galloway family moved to Ellsworth Township from Illinois. Each "eligible member of the family" filed homestead claims - the parents and three grown children.
The Citizens National Bank is here to help your business. We offer a wide variety of products to include commercial and agricultural real estate loans, residential rental real estate loans, seasonal operating lines of credit, as well as, machinery and equipment financing. These are just a few ways we can help.
New Century Bank, Belleville and Manhattan Kansas was chartered in 1905 as a community bank in the small town of Munden Kansas in Republic County and moved to Belleville in 2005. A century later in 2015 we expanded banking operations to Manhattan Kansas, complete personal and business banking services.
Our company is based on the belief that our customers’ needs and those of their family are of the utmost importance. Our entire team is committed to meeting those needs. As a result, over 80 percent of our business is from repeat customers and referrals. We value our Past Clients, Realtor, Builder and Financial Planner relationships.
We are a team focused on supporting our borrowers to the best of our ability. We make sure to listen intently and answer all of your questions as we guide you through the process of buying a home. Reach out to our dedicated team today. Wellington Mortgage is the most efficient and simplest way to manage buying a home.
110 Jefferson Street, Suite 101, Hollidaysburg, PA, 16648
Snare & Associates Mortgage Services, LLC works to move each of our clients into the home of their dreams. Homebuyers all throughout Pennsylvania, who are unsure where to start or where to find the best loans will appreciate our Free, Quick, and Easy application process and competitive rates.
100 Morgan Keegan Dr, Suite 420, Little Rock, AR, 72202
McRae Mortgage & Investments, LLC (MMI) is a private regionally based real estate investment and mortgage banking firm. The company was established in February 1994 and is an Arkansas limited liability corporation. The founder and owner is Kenneth G. McRae, IV. Corporate offices are in the Morgan Keegan building located
