USDA Vs. FHA your options comparison in Manhattan, Will County, IL
In 2025, the USDA loan ceiling in Manhattan, within Will county, IL, is $336,500, whereas the FHA ceiling is $472,030 for a single-family home.
Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates. This tool helps you understand the income, credit score, reserves, and documents needed for qualification. Our comprehensive mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans to aid in selecting the optimal program in for your financial standing.
Loan limits for 2025 and down payment requirements in Manhattan, all within Will, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan possibilities in Manhattan, IL
Lendersa® is committed to securing the optimal USDA or FHA loan for you, swiftly and seamlessly. Initiate your journey by picking from three starting points that align you with appropriate lenders and USDA loan options.
The USDA home loan is endorsed by the government Department of Agriculture, also identified as the USDA rural development loan or mortgage, designed for rural areas only. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage loan requires zero down payment, making it more accessible for those eligible.
FastUpFront has established itself as a leader in the lending industry. Our mission is to help businesses succeed by offering simple and effective programs for business financing with a focus on quality service.Our unsecured cash advance program for businesses makes borrowing money simple and quick without the strict application requirements normal
Funding Resources Mortgage Corporation on a platform of superior quality lending practices, uncompromising integrity and unprecedented client service. FRMC is a client-focused mortgage-banking firm designed to make every clients’ mortgage experience pleasant and successful. FRMC accomplishes this goal
Division 726 Federal Credit Union has been providing first-rate financial products to Staten Island, New York since 1970. The credit union has assets totaling $11.79 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
101 Tyrellan Avenue, Suite 220, Staten Island, NY, 10309
"At Charles Martin Mortgage our focus is providing our clients with the
best possible terms on their mortgage and an overall customer
experience that is unparalleled. As a company founded in late 2007 during the onset of the financial
crisis, our culture as a company is one of perseverance."
Public Service Plaza Federal Credit Union has been open since 1953. The credit union has assets totaling $18.7 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves communications.
The I.L.A LOCAL 1235 Federal Credit Union was created for the members of the International Longshoreman Association. Our membership is based on longshoreman, warehouseman, checkers & the immediate family of members.We have been here for our members since 1982. The credit union is preparing to expand their current services for our wonderful members.
FENFCU is a federally chartered, full-service credit union whose members are employees of federal employees, and their family members, of agencies that are headquartered, or have been historically headquartered out of Nothern New Jersey. This list includes IRS, USDOJ, Homeland Security, the US Courts in New Jersey, FBI, DEA, ATF, SSA, GSA.
Dennis Viera mortgage broker, solely with the best interest of my clients in mind. With strong working relationships with over 20 lenders and a great network of realtors, I continue to find the perfect fit for my buyers while maintaining a fast and efficient process, but more importantly, keeping an absolute focus on the expectations
