In 2025, the USDA loan limit for Monee in Will county, IL, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates currently available. This tool helps determine the income, credit score, reserves, and necessary documentation needed for eligibility. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, facilitating the decision on which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly secure you the best possible USDA or FHA loan without hassle. Choose one of three starting points that lead to matching lenders and appropriate USDA loan programs.
A USDA home loan, sponsored by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages eliminate the down payment, facilitating easier access to homeownership for eligible rural residents.
Enter your location to find out if it qualifies for USDA rural housing loan?
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