USDA Vs. FHA Pro and Con comparison in Richton-Park, Cook County, IL
For 2025, the USDA loan limit in Richton-Park, located in Cook county, IL, is $0, while the FHA limit for a single-family home is $379,500.
Leverage the Lendersa® USDA loan calculator to weigh today's optimal USDA vs. FHA rates and determine the required income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side-by-side, guiding you to select the most suitable program for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Richton-Park, Cook county, IL
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Richton-Park, IL
Lendersa® aims to secure you the best possible USDA or FHA loan quickly and hassle-free. Begin with one of three initial steps leading to matched lenders and USDA loan programs.
The USDA home loan, backed by the government Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, a USDA mortgage loan involves no down payment.
As PriorityOne Bank has exceeded a 111-year history of serving its loyal customers, it is proud of the fact that it remains a local independent community based bank that is expanding & growing to serve the vast financial needs of many customers throughout MS. PriorityOne Bank has experienced considerable growth, while still retaining the friendly.
Newport News Municipal Employees Credit Union is a nonprofit, cooperative savings and lending organization. It is owned and controlled by its members. The Credit Union was granted a state charter on September 21, 1950. After 25 years of operation the credit union reached its first $1 million in assets.
Qwest Mortgage was incorporated in August, 2000 by Steven Porter. Steve was a Top Producer with Bank of America for 19 years. The staff at Qwest Mortgage brings an additional 23 years experience in the mortgage industry.Our ability to offer such attractive, competitive rates and fees comes from the relationship.
Integrity is the cornerstone of Howard Kredo's business. Howard believe a mortgage should be about building relationships and helping customers find the home loan that's right for them. As a Mortgage Banker for the past 25 years, He is here to answer questions so his clients have a clear understanding of what they can comfortably afford.
The Lending Group is a full service Direct Mortgage Lender. We lend on Residential and Commercial Real Estate. Our team specializes in Fast Closings, Low Down Payments, Unique Loan Programs, High Loan to Value Cash Outs. Working with a Direct Lender Guarantees your Home Loan application to approve with the Lowest Rate on the Market.
Cornerstone Lending, Inc is a mortgage broker currently licensed in PA, NJ, & Tennessee. We originate residential and commercial mortgages. We are approved to originate FHA, VA and USDA loans that are insured and guaranteed by those administrations. We also originate loans that are sold to Fannie Mae and Freddie Mac.
Fast Capital 360 As a leading FinTech company, we’re building cutting-edge platforms to automate and optimize every step in the application, approval and funding process, disrupting how the industry does business. Since 2013, we’ve helped thousands of customers in all types of industries access hundreds of millions of dollars nationwide.
260 Knowles Avenue, Unit 330, Southampton, PA, 18966
Lending Capital Group is the mortgage company you’ve been looking for. The highest of integrity, speed and low rates to get your mortgage loan done, on time, every time. We love our clients! Our passion is helping them through the mortgage process from A – Z to get them into the home of their dreams, or through their financial issues.