USDA and FHA Pro and Con in Richton-Park, Cook County, IL
In 2025, USDA loan limit in Richton-Park, county of Cook, IL is $0 while FHA limit is $379,500 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Richton-Park, county of Cook, IL
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Richton-Park, IL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. The team of mortgage professionals has over 10 years of experience in the industry, and we are dedicated to providing our customer with quality service.
3800 Holcomb Bridge Road Suite A,, Peachtree Corners, GA, 30092
Tap Money is a family-owned business invested in our local community to help homebuyers and homeowners through the homebuying or renovating process. Over the years, we’ve trademarked ourselves in Norcross and more broadly around Atlanta as the residential real estate professionals who provide personalized service to families in the area.
Health Credit Union was Chartered in 1955, to serve the employees of the Jefferson County Department of Health and their immediate families. Health Credit Union is a member of the Credit Union Services Center Network. Our members may use any CUSC office throughout the nation. As of January 2015, we have 1820 members & assets of over $20.6 million.
Members are the most important part of Federal Employees Credit Union. We are a non-profit financial institution that exists solely to service the financial needs of its members. Like most credit unions, we are governed by a Board of Directors and Supervisory Committee, which are democratically elected by the membership.
Equitable Bank was established in 1882 shortly after the community of Grand Island was incorporated. It was organized by a small group of pioneers and was called, at that time, Grand Island Building & Loan Association. For nearly 140 years Equitable Bank has served the community of Grand Island & the surrounding area providing financial services.
PromiseOne Bank (f/k/a NOA Bank) was established on November 6, 2008 by a group of individuals who shared a vision to create a true community bank that would serve our community and its diverse population. We started our banking operation from our main branch in Gwinnett County & have expanded our geographic footprints to Dekalb & Fulton Counties.
2645 North Berkeley Lake Road, Building A, Suite 102, Duluth, GA, 30096
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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