USDA and FHA Pro and Con in Riverdale, Cook County, IL

In 2025, USDA loan limit in Riverdale, county of Cook, IL is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Riverdale, county of Cook, IL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Riverdale, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Forward Mortgage
  • 4575 23rd Ave S, Suite 250, Fargo, ND, 58104
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • VALLEY MORTGAGE, INC
  • 3315 45th Street South, Suite 200, Fargo, ND, 58104
  • VALLEY MORTGAGE, INC is ultimate goal is to create lasting relationships with each of you so we may continue providing excellent mortgage loan service to you, your family and friends. Referrals from happy customers are our best advertising we can hope for and we've built a solid business.
  • Park Mortgage
  • 4170 41st Ave S, Suite 102, Fargo, ND, 58104
  • Park Mortgage, our purpose is to simplify the mortgage process. We are committed to customer satisfaction and value communication to understand your financial needs. We will listen to you and encourage your questions. Our established relationships allow us to shop the market quickly to find the best product at the best rate.
  • Kindred State Bank
  • 411 Elm Street, Kindred, ND, 58051
  • Kindred State Bank has grown and developed in new directions, just as Kindred has. The rise of electronic banking and the need to provide new services motivated a large expansion and remodeling project during 2001 and 2002.Now the bank has offices for the Kindred State Bank Agency, for each loan officer, for a securities sales agent.
  • Elm River Credit Union
  • 120 Spruce Street, Kindred, ND, 58051
  • Elm River Credit Union is a state chartered credit union organized in August 1954. Father Schmiler, a priest serving the Page and Hunter, ND Catholic churches was instrumental in the organization. He was originally from Wisconsin and had become familiar with credit union philosophy there.
  • The Mortgage Store, LLC
  • 10534 Burke Lake Road, Fairfax Station, VA, 22039
  • The Mortgage Store, LLC, where you'll find the lowest rates and closing costs available! When you're looking for a mortgage broker in Texas or Virginia that is dedicated to customer service, reach out to us-we'll discuss your financing needs and match you with the loan that suits your budget.
  • Space Age Tulsa Federal Credit Union
  • 11310 E Pine Street, Tulsa, OK, 74116
  • Space Age Tulsa Federal Credit Union offers complete financial services including saving deposits, CDs, loans, online banking and other convenient services to meet all of your family's financial needs. As a member Space Age Tulsa Federal Credit Union, you can enjoy all the benefits credit union memberships have to offer.
  • Family First Credit Union
  • 3604 Atlanta Ave, Hapeville, GA, 30354
  • Family First Credit Union is committed to providing equal access to all individuals, including those with disabilities, seeking information on our website. If you are unable to access content on this website, have questions about accessibility of content or technology used by Family First CU