USDA VS FHA in Riverdale, Cook County, IL

As of 2025, the USDA loan limit for a single-family home in Riverdale, within the county of Cook, IL, is set at $0. Meanwhile, the FHA loan limit reaches $472,030.

To effectively compare today's USDA versus FHA rates, utilize the Lendersa® USDA loan calculator. This tool helps determine the necessary income, credit score, reserves, and required documents needed to qualify. With our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side-by-side, enabling you to select the most suitable program for your financial situation in .

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2025 Loan Limits and Downpayment Details in Riverdale, Cook County, IL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Riverdale, IL

The primary goal of Lendersa® is to swiftly connect you with the best possible USDA or FHA loan—efficiently and without hassle. Begin by choosing one of three starting points tailored to match you with potential lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in IL

The USDA home loan, which is also called a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and specifically designed for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage demands no down payment, allowing for more accessible homeownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Security Trust and Savings Bank
  • 7315 West Grand Avenue, Elmwood Park, IL, 60707
  • At First Security Trust and Savings Bank, our success relies on maintaining longstanding relationships with our valued customers. We have over a 60-year tradition of providing experienced and secure financial solutions, and offer a full range of products and services to meet your every need.
  • First Community Bank and Trust
  • 1111 Dixie Highway, Beecher, IL, 60401
  • First Community Bank and Trust is a privately owned bank. Established in 1916 First Community Bank and Trust has been serving Beecher, IL, Peotone, IL and the surrounding communities for over 100 years. Our commitment to providing the best banking products and services is matched only by our outstanding customer service.
  • Evergreen Bank Group
  • 1515 West 22nd Street, Suite 100W, Oak Brook, IL, 60523
  • Evergreen Bank Group is a locally owned and managed, full service Illinois State chartered commercial bank. We are focused on the relationships we build with our clients and the communities we serve. Our experienced staff is professional and highly responsive to personal and business needs. Evergreen Bank Group is Member FDIC, Equal Housing Lender.
  • Republic Bank of Chicago
  • 2221 Camden Court, Oak Brook, IL, 60523
  • Republic Bank has been dedicated to serving its local communities since 1964. From day one, we have been focused on what matters most: our clients’ financial success. Providing our clients with exceptional service and innovative financial solutions has enabled them – and Republic Bank of Chicago – to thrive.
  • Res-Com Mortgage Corporation
  • 1211 22nd St, Oak Brook, IL, 60523
  • Res-Com Mortgage Corporation is an ILLINOIS RESIDENTIAL MORTGAGE LICENSEE. We work closely with progressive and well secured financial institutions in securing loans for our clients. Contact Res Com Mortgage Corporation to find out more about the products and services we can provide. For years, Res-Com Mortgage has been making Residential and Comme
  • Nationwide Mortgage & Realty, LLC
  • 2625 Butterfield Road, Suite 308 S, Oak Brook, IL, 60523
  • Nationwide Mortgage & Realty, LLC Loan Originators, loan processors, and support staff will work around the clock to ensure your loan closes on time We pride ourselves on exceeding our customer’s expectations in finding competitive rates, service, and options for a home loan that is right for you.
  • Midwest Equity Mortgage, LLC
  • 2001 Spring Road, Suite 100, Oak Brook, IL, 60523
  • Midwest Equity Mortgage, a division of Celebrity Home Loans, LLC, we've assembled a team of mortgage specialists dedicated to helping our customers make the most of their largest and most important investment – their home. Built on a strong foundation of experience, commitment and customer service.
  • EClick Lending
  • "2001 Spring Road Suite 200", Oak Brook, IL, 60523
  • eClick Lending is an online mortgage company designed to help you achieve your mortgage goals at your convenience. As a division of Midwest Equity Mortgage, you can rest assured eClick Lending has the backing of an established mortgage company with a strong foundation of experience, commitment and customer service