USDA and FHA Pro and Con in Blue-Island, Cook County, IL

In 2025, the USDA loan limit for Blue-Island in Cook County, IL, is $0. For a single-family home, the FHA limit is $379,500.

Use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available currently. Determine income, credit, reserves, and documentation requirements to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding your decision for the best financial fit in .

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2025 Loan Limits and Down Payment Requirements in Blue-Island, Cook, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Blue-Island, IL

Lendersa® aims to swiftly secure the best USDA or FHA loan with no hassle. Choose one of three starting points that pair you with lenders and USDA loan programs.

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What is a USDA Loan in IL?

A USDA home loan, backed by the government via the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans needing a minimum of 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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