USDA Loan Vs. FHA loan for Urbana, IL [ best of 2023]

In 2024, USDA loan limit in Urbana, county of Champaign, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Urbana, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(201) 280-8916 https://www.goldringmortgage.com/ 742 miles Lender's profile and map Reviews Gold Ring Investments Inc 0-40 Fair Lawn Parkway, Fair Lawn, NJ, 07410 Gold Ring Investments Inc, is a partner to Santomenno and company in New Jersey. A small Independent Investment Management group whose primary executive sits in the lead capacity of Registered Investment Advisor, (RIA) Founded in 1975 by Rocco R. Santomenno, the company has built a strong
(800) 522-4167 https://www.columbiabankonline.com/ 742 miles Lender's profile and map Reviews Columbia Bank 19-01 Route 208 North, Fair Lawn, NJ, 07410 As the largest independent bank in New Jersey, Columbia Bank is motivated by forming long-term relationships with our customers. Our team of experienced banking professionals provides our customers and the communities of New Jersey with unprecedented service and financial security. With conveniently located full-service branches in New Jersey.
(201) 398-0800 http://citizensmtg.com 742 miles Lender's profile and map Reviews CITIZENS MORTGAGE CORPORATION 26-01 Pellack Drive, FAIR LAWN, NJ, 7410 Founded in May 1987, Citizens Mortgage Corp is a family-owned and operated mortgage company that caters to first time home buyers and has been dedicated to serving the underserved communities. Our mission is to be the most efficient mortgage provider in the State of New Jersey, New York and Hawaii. We have been committed
(386) 752-3322 https://www.millenniumbank.com/ 742 miles Lender's profile and map Reviews Millennium Bank FL 151 NW Commons Loop, Lake City, FL, 32055 Millennium Bank was founded on a personalized, community-oriented approach to banking that we are proud to deliver to residents of Tennessee and Florida. Millennium Bank opened its doors for business on June 21, 1999, in Chattanooga, Tennessee, to serve the financial needs of the growing areas in eastern Hamilton County.
(386) 755-0600 http://www.ffbf.com/ 742 miles Lender's profile and map Reviews First Federal Bank. 4705 W US Highway 90, Lake City, FL, 32055 First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual Bank that serves over 60, 000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin.
(800) 363-8115 https://www.spencersavings.com/ 742 miles Lender's profile and map Reviews Spencer Savings Bank 611 River Drive, Elmwood Park, NJ, 07407 Spencer Savings Bank is a leading New Jersey-based community bank headquartered in Elmwood Park, N.J. For over 100 years, we have been serving our local communities with integrity and pride. Roots matter, because they mean experience. They mean real insight into what makes our communities strong.
(201) 991-0001 https://www.schuylersavings.com/ 742 miles Lender's profile and map Reviews Schuyler Savings Bank 24 Davis Avenue, Kearny, NJ, 07032 Schuyler Savings Bank has been serving the Kearny and surrounding NJ communities since 1924. As a true “Community Bank”, we are committed and dedicated to providing excellent service to our customers with branches both in Kearny and Harrison. Being very attentive to customer needs and offering more personalized service.
(903) 322-4256 https://www.citizensstatebanktx.com/ 742 miles Lender's profile and map Reviews Citizens State Bank 1330 W. Commerce Street, Buffalo, TX, 75831 Established in 1925, Citizens State Bank serves individuals and businesses in Leon, Freestone, Limestone, Madison, Robertson, Houston, Anderson, Bosque, McLennan, Ellis, Johnson, Hill, Navarro, and Falls counties. Citizens State Bank presently offers products to make banking easier and more convenient for its customers.
(903) 322-2265 https://www.mybanktx.com/ 742 miles Lender's profile and map Reviews Community National Bank and Trust of Texas 906 North Buffalo Avenue, Buffalo, TX, 75831 Since 1964, Community National Bank & Trust has been dedicated to helping individual and business customers succeed. The mission statement of Community National is to be the bank of choice by providing exceptional service to our customers and a fair return to our shareholders. Our goal is always to serve the best interests of our communities.
(620) 384-7451 https://thevalleystatebank.com/ 742 miles Lender's profile and map Reviews The Valley State Bank 110 W Ave B, Syracuse, KS, 67878 Our History The Valley State Bank was chartered on July 5, 1905, when the Beaty family, who had extensive holdings in Kansas and neighboring Colorado, realized that a financial institution was needed in the area. John W. Beaty, of Richfield, R. E. Bray of Syracuse, and Dennis Foley were some of the original stockholders.
(620) 384-7441 https://www.fnb-windmill.com/ 742 miles Lender's profile and map Reviews First National Bank of Syracuse 11 N. Main, Syracuse, KS, 67878 First National Bank has been serving the communities of Southwest Kansas for over 100 years, with our main bank located in Syracuse, Kansas, a branch in Johnson, Kansas, and two branches in Garden City, Kansas. We strive to be the premier financial institution in the area and are committed to providing the best personal service,
(201) 248-0776 https://www.porchlightmortgage.com/ 742 miles Lender's profile and map Reviews Porch Light Mortgage 45 N. Broad Street, Ridgewood, NJ, 07450 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.