USDA and FHA Pro and Con in Waukegan, Lake County, IL
As of 2025, the USDA loan cap in Waukegan, within the county of Lake, IL, is set at $0, while the FHA ceiling for a single-family dwelling stands at $472,030.
By employing the Lendersa® USDA loan calculator, you can juxtapose today's prime USDA and FHA rates, and ascertain the necessary income, credit score, reserves, and documents to qualify. Our sophisticated mortgage calculator enables you to examine USDA, FHA, Conforming, and VA options side by side, making it easier to pinpoint which program in aligns best with your financial needs.
Explore 2025 loan limits and down payment criteria in Waukegan, Lake county, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA borrowing choices in Waukegan, IL
The mission of Lendersa® is to swiftly and smoothly secure the most advantageous USDA or FHA loans for you. You can start with any of our three entry points to match you with lenders and USDA loan options.
The USDA home loan, ensured by the government and sometimes known as the USDA rural development loan, is accessible solely in rural locales. Contrary to FHA loans, which necessitate at least a 3.5% down payment, the USDA mortgage requires no down payment.
1857 S Millennium Way, Suite 100, Meridian, ID, 83642
Capital Mortgage, LLC you will be treated like a person, not a number. We will help you understand and navigate this seemingly complicated process. Everyone needs someone they can count on to make this dream into reality. Pick up the phone and call Capital Mortgage today and you can feel comfortable knowing
3023 E Copper Point Dr, Suite 101, Meridian, ID, 83642
1st Choice Mortgage Loan Advisors are Mortgage Experts, we have been in Idaho for over 25 years, so we KNOW IDAHO and we know Idaho Mortgages! We take a newby borrower all the way, and guide them through the complex mortgage loan process. Our Loan Advisors are Advisors, not loan officer.
3536 West Hidden Mountain Court, Anthem, AZ, 85086
Union Home Lending LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
We have built a strong reputation as an outstanding mortgage lender, serving the needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage Banker with an experienced staff offering expertise in every area of mortgage lending
"We can help you get the lifestyle you
desire with the best loan options and
most competitive rates in the industry! We want you to understand the loan process and how it affects you and your transaction. There are 8 basic steps to any mortgage loan whether it is a refinance or a purchase."
"Nations Choice Mortgage has built a strong reputation as a leading internet mortgage banker serving the needs of real estate professionals, builders and individual homeowners since 1994.
Nations Choice Mortgage employs professionals that are ready, willing and able to make house calls to serve our clients nationwide."
Starboard Financial is a full-service mortgage lender committed to client trust and satisfaction through every stage of the home buying process. We offer a broad spectrum of mortgage products that allow us to serve all our clients' home financing needs. From Jumbo to FHA, Conventional to VA and USDA, we have the loan for you.
For me, lending is all about local relationships. I've lived in Arizona my entire life. I'm an active member of the communities where I've made a distinct impact.
My mentality is ""Shop Locally"". Working with me means you'll be getting the attention and consideration that your mortgage requires.
