USDA Loan Vs. FHA loan for Wadsworth, IL [ best of 2023]

In 2025, USDA loan limit in Wadsworth, county of Lake, IL is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Wadsworth, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(614) 733-0101 288 miles Lender's profile and map Reviews Pioneer Mortgage Services, LLC 238 W Main St, Plain City, OH, 43064 Pioneer Mortgage was founded in 2005 on two main principles, customer satisfaction and excellent customer service. Since then we have made every business decision based off these principles. These principles along with the experience we have gained through one of the biggest financial meltdowns in American history.
(989) 734-4130 288 miles Lender's profile and map Reviews Calcite Credit Union 478 N. Third St., Rogers City, MI, 49779 At Calcite Credit Union, our goal is to offer our members caring, truthful service, along with affordable financial products. Serving all those who live, work, worship, attend school, or have family in Presque Isle, Cheboygan, Alpena, & Emmet Counties! We provide members caring, truthful service, along with affordable financial products.
(937) 478-9010 288 miles Lender's profile and map Reviews Warsaw Federal Savings and Loan 3533 Warsaw Ave., Cincinnati, OH, 45205 Warsaw Federal's story began in 1893, when three Cincinnatians saw the need for financial services in the booming neighborhood of Price Hill. Franklin Walters, John Weber and Edward Doctor began the savings and loan company to serve that need. Warsaw Federal remains a friendly neighborhood institution.
(855) 650-3778 288 miles Lender's profile and map Reviews AmeriGO Home Lending 912 Grand Ave, Unit A, Cincinnati, OH, 45205 AmeriGO Home Lending is a personalized mortgage company dedicated to keeping you informed and educated throughout the home loan process. Let our highly experienced team utilize our many lending partners to find the best fit for you.Amerigo Home Lending Llc was founded in 2011, and is located at 6460 Harrison Ave Ste 101 in Cincinnati.
(513) 315-5010 288 miles Lender's profile and map Reviews OnPoint Home Lending 2912 E. Gallatin Street, Burlington, KY, 41005 We are locally owned and operated with our main office located in Burlington, KY. At OnPoint Home Lending, we pride ourselves on exceeding our customer's expectations in finding the best option for a home loan that's right for you. Whether you want the lowest rate possible, refinance your existing mortgage or new home purchase
(513) 241-2050 289 miles Lender's profile and map Reviews TruPartner Credit Union 1717 Western Avenue, Cincinnati, OH, 45214 TruPartner Credit Union is the result of the merger of Communicating Arts Credit Union and Cincinnati Central Credit Union. TruPartner will use more than 150 years of combined experience to educate the public about the "People Helping People" mission of credit unions; the not-for-profit, member owned difference between us.
(513) 559-1234 289 miles Lender's profile and map Reviews Greater Cincinnati Credit Union 7221 Montgomery Rd, Cincinnati, OH, 45236 Greater Cincinnati Credit Union is a member-owned, not-for-profit financial cooperative institution. As such, we offer a broad range of personal financial products and services and are committed to satisfying the personal financial needs of our members in a professional and courteous manner.
(513) 985-4010 289 miles Lender's profile and map Reviews Sibcy Cline Mortgage Services 8044 Montgomery Road, Suite 300, Cincinnati, OH, 45236 Sibcy Cline has been family-owned and operated since its founding in 1930. The current president, Robin (Sibcy) Sheakley, is the fourth generation of the Sibcy family to run the brokerage, which now has multiple offices serving over 1200 independent agents throughout Cincinnati, Northern Kentucky, Dayton, and Southeast Indiana.
(513) 792-2727 289 miles Lender's profile and map Reviews Cornovus Capital 8044 Montgomery Road, Suite 700, Cincinnati, OH, 45236 CORNOVUS CAPITAL streamlines the process of finding comprehensive financing solutions for commercial real estate and business owners nationwide. Supported by extensive knowledge and industry experience of its leadership, Cornovus Capital supports all financing needs of its clients from Acquisition, Refinance, and Reposition.
(513) 636-4470 289 miles Lender's profile and map Reviews Childrens Medical Center Federal Credit Union 3333 Burnet Avenue, Cincinnati, OH, 45229 Children’s Medical Center Federal Credit Union is a member-owned and operated credit union. The mission of Children’s Medical Center Federal Credit Union is: To promote fiscal responsibility among our members, To increase the knowledge and ability of our members to manage and control their financial well- being