USDA Loan Vs. FHA loan for Winnetka, IL [Cook County Rates 2023]

In 2025, USDA loan limit in Winnetka, county of Cook, IL is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Winnetka, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(347) 765-0555 722 miles Lender's profile and map Reviews MK Capital Funding 3908 24th St Ste 5 , Long Island City, NY, 11101 MK Capital Funding is a one-stop lending company that focuses on investor’s needs and goals. We place “customers first” and do everything possible to provide great service, competitive rates and terms; as well as advice. We understand that projects are complex and that the lending process can be confusing sometimes.
(212) 935-9999 722 miles Lender's profile and map Reviews EZ Short Sales 3302 Skillman Ave, 2nd Floor, Long Island City, NY, 11101 EZ Short Sales connects home owners and buyers with specialized short sale specialists in their local market area. Users can search any city nationwide and quickly compare the local specialists, and choose the right specialist to work with. Most users search our site to find an specialist to help them Short Sale their home.
(718) 267-2562 722 miles Lender's profile and map Reviews Alma Bank 31-10 37th Avenue, Suite 400, Long Island City, NY, 11101 Alma Bank is a community bank that offers personal and business banking services. The bank was founded in 2007 and is based in Astoria, New York. We have a network of 13 branches in New York and New Jersey. For more information please visit us on the web at almabank.com or call our Customer Care
(347) 686-6000 722 miles Lender's profile and map Reviews UNFCU 24-01 44th Road, Long Island City, NY, 11101 he United Nations Federal Credit Union (UNFCU), founded in 1947, is a member-owned, not-for-profit cooperative that offers a range of banking, investment and insurance products and services to the global UN community. We have more than 155, 000 members in over 200 countries, assets in excess of USD $6B, and more than 600 employees.
(701) 667-9500 722 miles Lender's profile and map Reviews Railway Credit Union 1006 East Main Street, Mandan, ND, 58554 Railway Credit Union is a full-service, member-owned financial institution. We offer financial solutions that give you the power to live life your way! Proudly serving employees, retirees, & families of BNSF, MDU Resources Group, CP Rail, Century Link, AT&T, Teamsters 123, and AFL-CIO Members.
(701) 667-7600 722 miles Lender's profile and map Reviews lewis & clark development group 200 1st Avenue NW, Suite 100, Mandan, ND, 58554 The Lewis & Clark Development Group is a collaboration of three separate non-profit organizations, Lewis & Clark Regional Development Council (LCRDC), the Lewis & Clark Certified Development Company (LCCDC), and CommunityWorks North Dakota (CWND), joined to provide programs and loans to support businesses
888-852-6241 722 miles Lender's profile and map Reviews Patriot Funding 2020 3rd Street SE Suite F-4, Mandan, ND, 58554 At Patriot Funding, you are more than your credit score. We want to revolutionize your financial outlook. Patriot Funding wants to help you change your life by cutting your bills for your high interest rate credit cards in half. We also want to make it easier for you to achieve your goals by giving you only one bill to pay.
(732) 389-9701 722 miles Lender's profile and map Reviews Progress Capital 620 Tinton Avenue, Building B, 1st Floor, Eatontown, NJ, 07724 Progress Capital is a commercial real estate advisory firm specializing in arranging debt for commercial real estate owners and developers of mixed-use, multi-family, construction, industrial, retail, office and commercial storage properties. With 30 years of industry leading experience in the Metro New York, Philadelphia and New Jersey markets.
(732) 741-1933 722 miles Lender's profile and map Reviews Second Generation Mortgage Group LLC 788 Shrewsbury Avenue, Tinton Falls, NJ, 07724 our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan, which is why we pride ourselves on our guar
(732) 820-8140 722 miles Lender's profile and map Reviews MDE Home Loans, LLC 766 Shrewsbury Avenue, East Bldg, Suite 204, Tinton Falls, NJ, 07724 MDE Home Loans is dedicating to fulfilling the American Dream of home ownership by providing buyers access to financing and industry leading lending services.Our highly trained team averages more than two decades of experience in mortgage lending. We understand that each customer has specific needs & we strive to deliver personalized.
(718) 328-3930 722 miles Lender's profile and map Reviews New Covenant Dominion Federal Credit Union 1185 Boston Road, Bronx, NY, 10456 New Covenant Dominion Federal Credit Union Our goal is to serve all of our members well, especially those of modest means. We strive to serve everyone in need of financial services within our membership and to be sensitive to the individual needs of the various cultures we serve.