USDA Loan Vs. FHA loan for Winnetka, IL [Cook County ]

In 2025, the USDA loan limit in Winnetka, situated in the county of Cook, IL, is $0, while the FHA limit for a single-family residence is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and ascertain the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your specific financial circumstances in .

Options for USDA and FHA loans in Winnetka, IL

The objective of Lendersa® is to promptly secure you the best USDA or FHA loan with ease. Start by choosing one of three pathways that connect you with lenders and USDA loan programs.

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USDA Loan in IL Explained

A USDA home loan is a government-guaranteed mortgage backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment.

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(815) 479-5200 Lender's profile and map Reviews Crystal Lake Bank & Trust Company, National Association 70 N. Williams St, Crystal Lake, IL, 60014 Crystal Lake Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
(866) 314-2265 Lender's profile and map Reviews Home State Bank 40 Grant Street, Crystal Lake, IL, 60014 You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We are committed to getting you the most from your mortgage plan.
(815) 455-4422 Lender's profile and map Reviews Mortgage Capital Group Inc 64 East Crystal Lake Avenue, Crystal Lake, IL, 60014 At Mortgage Capital Group, Inc., our approach to business is simple; it is relationship-based versus transaction based. It revolves around client satisfaction. An exceptional level of service is provided by seasoned mortgage consultants who are making long-term business decisions for their clients.
(630) 926-5906 Lender's profile and map Reviews APLOS MORTGAGE INC 282 Memorial Court, Unit C, Crystal Lake, IL, 60014 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan..
(773) 646-3000 Lender's profile and map Reviews Synergy Partners Credit Union 11615 S Avenue O, Chicago, IL, 60617 The Synergy Partners Credit Union has a great history behind it. Founded in 1935 as the Republic Steel Employees Credit Union of South Chicago, the credit union grew primarily on the strength of the steel industry. This lasted for over fifty years. In 1985 the credit union changed its name to the Calumet Region Credit Union.
(847) 622-0564 Lender's profile and map Reviews Direct Mortgage Corporation 460 Briargate, Suite 200, South Elgin, IL, 60177 Direct Mortgage Corporation was founded in 1996 and consists of a team of mortgage experts with over 30 years of industry experience. Our staff focuses on personalized service, and their years of experience in the mortgage industry will be beneficial in ensuring a smooth transaction by overseeing the process from start to finish.
(618) 799-8421 Lender's profile and map Reviews Coda Financial Group Inc 2421 75th St, Woodridge, IL, 60517 Coda Financial Group Inc have a 30+ Years of Experience Residential, Investment, and Commercial Loans Setting the pace Helping our clients through the real estate buying process and also we 30+ Years of Experience. Residential, Investment, and Commercial Loans Setting the pace. Helping our clients through the real estate buying process.
(630) 745-9640 Lender's profile and map Reviews Home Mortgage Solutions Inc 6825 Hobson Valley Drive, Suite 201, Woodridge, IL, 60517 We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Our website offers a variety of online application options.
(630) 276-5555 Lender's profile and map Reviews HealthCare Associates Credit Union. 1151 East Warrenville Road, Naperville, IL, 60563 As a credit union, we have members, not customers. As a not-for-profit cooperative, we are dedicated to providing superior financial value with products and services including savings, checking, investments, loans, credit cards, and 24/7 access to your money via mobile, Internet and telephone.
(312) 218-0989 Lender's profile and map Reviews Vincent Viriyakul Residential & Commercial Financing & Real Estate 1754 N. Washington St, Suite 128B, Naperville, IL, 60563 Great Mortgage Company Inc. 1754 N Washington St, Ste 128B Naperville, IL 60563 is an Illinois Residential Mortgage Licensee. Great Mortgage Company Inc is an approved FHA lender, not an agency of the U.S government. All loans are subject to final lender approval. Programs, rates, terms and conditions may change without notice.
(630) 369-7227 Lender's profile and map Reviews CIBM Bank 1811 Centre Point Drive, Suite 123, Naperville, IL, 60563 full-service banking offices you'll find a full array of Personal and Business banking services and products to help you create the life you want and to help your business continue to be successful. We work hard to be your partner and we understand that this means listening and responding to the unique needs of you.