USDA Vs. FHA your options comparison in Winnetka, Cook County, IL
In 2025, the USDA loan limit in Winnetka, situated in the county of Cook, IL, is $0, while the FHA limit for a single-family residence is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and ascertain the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your specific financial circumstances in .
2025 loan limits and down payment requirements in Winnetka, county of Cook, IL
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Winnetka, IL
The objective of Lendersa® is to promptly secure you the best USDA or FHA loan with ease. Start by choosing one of three pathways that connect you with lenders and USDA loan programs.
A USDA home loan is a government-guaranteed mortgage backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment.
Naveo is a local not-for-profit community financial institution focused on serving its members/owners. Our mission is to assist our members with their financial needs by providing them with products and services they need in a friendly, inviting environment. As stated in our motto of “Saving Together to Lend to Each Other, ” we take member deposits
Winter Hill Bank is an independent, mutual, community bank that provides exceptional customer service and quality financial products. We are committed to providing value and the highest quality financial services to our depositors and borrowers and maintaining our role as a financial resource to our communities and surrounding market area
Boardwalk is a private firm that offers liquidity to small business owners who may also seek transition of day-to-day management. Our goal is to partner with owners to build long-term value, one business at a time. Boardwalk looks for companies with a history of profitable growth and a loyal client base.
Haverhill Bank is a full service community bank with a wide range of financial products and services. Loan products include both residential and commercial mortgages and lines of credit, as well as personal and business loans. The bank’s personal and business deposit products include a variety of savings and checking accounts.
The Haverhill Fire Department Credit Union was chartered on August 5, 1933 for Haverhill firefighters and their families. The first office was located at the Essex Street fire station. After 1 year of business, in August of 1934, the credit union had 91 members and $3, 515.08 in assets. By 1950 the credit union had assets of nearly $41, 000.
The Haverhill Teachers Credit Union was formed in 1937 as a member owned, state chartered, non-profit organization. It was opened in the basement of Haverhill High School (currently City Hall). Following the established pattern as a savings and loan service, members took advantage of the newly developed programs
Pentucket Bank was established in 1891 as a mutual bank, which essentially means we are owned by our customers and our primary focus has always been on meeting their needs. As a local community bank our focus is in three key areas: building long term relationships with our customers, by providing a level of service.
St. Anne's Credit Union has been providing financial products and banking services since 1936. St. Anne's has over 150 employees servicing ten locations including Dartmouth, Fairhaven, Fall River, New Bedford, Somerset, Swansea, Westport and The Lending Center in Plymouth. St. Anne’s was selected for the fifth year in a row #1 Credit Union by the p
Fall River Pawnbrokers was established in 1995 with our first pawn shop operation opening its doors in Fall River, Massachusetts. For over 24 years we have contributed to serving working families and communities by providing a wide range of financial services for people of all ages and backgrounds.
Bank of Easton provides traditional banking services to the surrounding communities.
our Bank proudly opened its doors to the public for the first time. We are excited to continue to serve our customers and the Easton community and look forward to writing many new chapters in the history of our Bank and our community – together!
East Cambridge Savings Bank is a full-service mutually-held savings bank that believes in connecting with customers. The Bank was established in 1854 and is dedicated to providing businesses and individuals with a full line of banking services in the communities it serves. Headquartered in Cambridge, the Bank has locations in Arlington.
