In 2026, the USDA loan cap in Northbrook, within Cook county, IL, is $0, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $0 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to provide you with the best USDA or FHA loan quickly and without stress. Begin with one of three starting points that align lenders with USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture, known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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