As of 2025, the USDA loan limitation for a single-family home in Huntertown, situated in Allen County, IN, is $336,500. In comparison, the FHA loan cap is at $472,030.
You can use the Lendersa® USDA loan calculator to make a side-by-side comparison of today's best USDA vs. FHA rates, and it also analyzes what's needed in terms of income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows for a comparison between USDA, FHA, Conforming, and VA loans simultaneously, helping you decide which plan in
Explore loan offers from a comprehensive list of 100 lenders
| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to swiftly securing the most advantageous USDA or FHA loan for you, with no hassle. Start with any of the three initial steps to align with lenders and discover available USDA loan programs.
The USDA home loan is government-backed by the Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage. It is strictly available for properties in rural areas. Unlike FHA loans that demand a 3.5% down payment, USDA loans offer a zero down payment option.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
