USDA Vs. FHA Pro and Con comparison in Auburn, DeKalb County, IN

In 2025, the USDA loan limit in Auburn, found in DeKalb county of IN, is $336,500, while the FHA limit is set at $472,030 for a single-family home.

Use the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates, and determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the right program in for your financial scenario.

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2025 Loan Limits and Downpayment Requirements in Auburn, DeKalb County, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Solutions in Auburn, IN

Lendersa® aims to link you to the best possible USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in IN

A USDA home loan, approved by the government Department of Agriculture, also called a USDA rural development loan or mortgage, is exclusive to rural areas. Unlike FHA loans needing at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Great Lakes Financing
  • 24050 Commerce Park, Suite 204, Beachwood, OH, 44120
  • We understand the business growth process & the pressures you may face in managing a growing enterprise. We will help you identify your growth goals & assess the financial needs of your growing business.We take time to understand your business & how it works.You get the financial resources you need, delivered in a way that best suits your business.
  • BlueWorld Private Capital LLC
  • 2680 NORTH MORELAND BOULEVARD APT 308, Cleveland, OH, 44120
  • BlueWorld Commercial is one of the fastest growing real estate corporations in America. Our company strives to provide the best commercial and residential services when it comes to buying, lending, and selling. Commercial is one of the fastest growing real estate corporations in America.
  • The Peoples Bank
  • 100 N. Main St., Brownstown, IN, 47220
  • Originally chartered in 1919 as the Brownstown Loan and Trust Company, The Peoples Bank was formed in 1965 with the merger of the Brownstown Loan and Trust Company and the First National Bank of Brownstown. The Peoples Bank remains a locally owned community bank serving all of Jackson County with offices in Brownstown, Crothersville and Seymou
  • Terre Haute Savings Bank
  • 533 Ohio Street, Terre Haute, IN, 47807
  • Terre Haute Savings Bank operates as a full-service bank. The bank offers saving accounts, loans, mortgage, and wealth management facilities. Terre Haute Savings Bank serves customers in the State of Indiana. Count on The Hometown Savings Bank to provide practical, expert advice to help you navigate the complex and often emotional decisions.
  • VIGO County Federal Credit Union
  • 128 South Eighth Street, Terre Haute, IN, 47807
  • Vigo County Federal Credit Union will serve the membership by providing cost effective services that meet members’ on-going needs and objectives and function as their primary financial institution. Vigo County Federal Credit Union is a member owned and operated financial institution with no outside investors.
  • Indiana State University Credit Union
  • 444 N 3rd Street, Terre Haute, IN, 47807
  • ISU Credit Union, a not-for-profit financial institution owned and operated by its members, in no way resembles the modest means with which it first began. Chartered in 1960, ISU Credit Union was organized by a small group of faculty at Indiana State University who were familiar with the benefits of a credit union.
  • Commodore Bank
  • 100 East Main Street, Somerset, OH, 43783
  • Commodore Bank is a customer-driven banking institution that targets business owners, professionals, and residents within its service area. The bank emphasizes customer service by the ability to make decisions locally. The Bank’s structure positions customers directly with front-line personnel.
  • Crystal Lake Bank & Trust Company, National Association
  • 70 N. Williams St, Crystal Lake, IL, 60014
  • Crystal Lake Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
  • Home State Bank
  • 40 Grant Street, Crystal Lake, IL, 60014
  • You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We are committed to getting you the most from your mortgage plan.
  • Mortgage Capital Group Inc
  • 64 East Crystal Lake Avenue, Crystal Lake, IL, 60014
  • At Mortgage Capital Group, Inc., our approach to business is simple; it is relationship-based versus transaction based. It revolves around client satisfaction. An exceptional level of service is provided by seasoned mortgage consultants who are making long-term business decisions for their clients.
  • APLOS MORTGAGE INC
  • 282 Memorial Court, Unit C, Crystal Lake, IL, 60014
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan..
  • First Secure Community Bank
  • 670 Sugar Grove Parkway (Route 47), Sugar Grove, IL, 60554
  • At First Secure Community Bank, you can trust us to keep your money safe for you in our locally-owned financial institution. Since we're owned by local people like you, we know your concerns and the issues that affect you. This allows us to build a bank that responds to the concerns of locals and local economic factors.